22 Summer St, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 22 Summer St, Topsfield, MA 01983

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,718 sqft · built 1886
Lot Size	0.462 acres (20,125 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,048 (2025)
Deeds & Mortgages	Oct 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`TOPS M:0041 B:0015 L`

Property Details

APN / Parcel Number

Primary APN	`TOPS M:0041 B:0015 L`
Alternative APN	`1548`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,718 sqft Living Area
Gross Area	3,570 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,125 sqft (0.462 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	1548
Street Address	22 SUMMER ST
City	TOPSFIELD
State	MA
Zip	01983-1829
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	CR
Legal Block	15
Jurisdiction	TOPSFIELD MA
Township / Civil Division	TOPSFIELD
Census Block Group	2
Census Block	2015
Census Tract	214100

Owner

22 Summer St, a duplex, is owned by two individuals who acquired it in October 2018.

Source: Essex County and Topsfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	79 LAKESHORE DR, GEORGETOWN, MA 01833-1925
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2009
Deed Sale	Feb 10, 2009
Prior Sale	Feb 10, 2009
Deed Document Number	200982937
Last Transfer Date	Oct 9, 2018
Transfer Doc	596625
Record Updated	Oct 29, 2026

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSFIELD MA
Recording Date	Oct 12, 2018
Property Address	22 SUMMER ST, TOPSFIELD, MA 01983-1829
Document Number	0000596625
Instrument Date	Oct 9, 2018
Instrument	596625
Transaction Type	Transfer
Record Updated	Oct 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 WINTER ST NORTH READING MA 018642203, NORTH READING, MA 01864-2203

Tax Assessment & Valuation

The 2025 property tax bill for 22 Summer St was $8,048, up 2% from the year before.

Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Topsfield Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Topsfield School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,048.00 (+2.04%)	$536,900 (-) Land $331,700 Building $205,200	$709,803
2024	$7,887.00 (-1.34%)	$536,900 (+2.09%) Land $331,700 Building $205,200
2023	$7,994.00	$525,900 Land $320,700 Building $205,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Summer St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	10 (1978–2010)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, May 2006 · 5 claims Flooding, Apr 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Summer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20