Middlesex County and Watertown City property record for 22 Springfield St, Watertown, MA 02472
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,248 sqft · built 1935 |
| Lot Size | 0.113 acres (4,907 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $825,000 (Jul 2024) |
| Tax Bill | $9,383 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Mar 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13250-33 |
| Primary APN | 13250-33 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 2,604 sqft |
| Basement Area | 624 sqft |
| Unfinished Basement | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,907 sqft (0.113 acres) |
| Parking Spaces | 1 Parking Space |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 5761 |
|---|---|
| Street Address | 22 SPRINGFIELD ST |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-1801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | T |
| Legal Block | 4 |
| Legal Lot Number | 31 |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 370202 |
Source: Middlesex County and Watertown City records · APN 13250-33
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 SPRINGFIELD ST, WATERTOWN, MA 02472-1801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Mar 10, 2026 | Deed of Trust, Mortgage GUARANTEED RATE INC |
| Jun 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MTG |
| Aug 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MTG |
| Jun 30, 2017 | Quit Claim Deed, Transfer · Conventional with PMI LEND USA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 02, 2024 · Amount on Record |
| Deed Sale | Jul 02, 2024 · Amount on Record |
| Prior Sale | Jun 30, 2017 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 22 SPRINGFIELD ST, WATERTOWN, MA 02472-1801 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001902535 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 1902535 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 22 SPRINGFIELD ST, WATERTOWN, MA 02472-1801 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001995577 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 1995577 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 22 SPRINGFIELD ST, WATERTOWN, MA 02472-1801 |
| Document Number | 0001845512 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 22 SPRINGFIELD ST WATERTOWN MA 024721801, WATERTOWN, MA 02472-1801 |
| Document Number | 0001845512 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 1845512 |
| Name | DRAPER & KRAMER MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 22 SPRINGFIELD ST, WATERTOWN, MA 02472-1801 |
| Document Number | 0000022542 |
| Instrument Date | Aug 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 22 SPRINGFIELD ST WATERTOWN MA 024721801, WATERTOWN, MA 02472-1801 |
| Document Number | 0000022542 |
|---|---|
| Date | Sep 03, 2019 |
| Instrument | 22542 |
| Name | DRAPER & KRAMER MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 02, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Jun 30, 2017 |
| Property Address | 22 SPRINGFIELD ST, WATERTOWN, MA 02472-1801 |
| Document Number | 0000064109 |
| Instrument Date | Jun 14, 2017 |
| Instrument | 64109 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,574.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22 SPRINGFIELD ST WATERTOWN MA 024721801, WATERTOWN, MA 02472-1801 |
| Document Number | 64110 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 64110 |
| Name | LEND USA |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2047 |
Source: Middlesex County and Watertown City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,383.00 (+10.1%) | $803,300 (+10.28%) Land $519,300 Building $284,000 | $764,940 (+0.19%) |
| 2024 | $8,522.00 (-8.96%) | $728,400 (+5.67%) Land $490,700 Building $237,700 | $763,515 |
| 2023 | $9,361.00 | $689,300 Land $469,300 Building $220,000 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Radiate Holdings Cable | 1,500 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 856 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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