22 Sinclair Ter, Crossville, TN 38558 Property Records

Cumberland County property record for 22 Sinclair Ter, Crossville, TN 38558

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,794 sqft · built 2016
Lot Size	0.141 acres (6,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,900 (Aug 2016)
Tax Bill	$868 (2018)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018090E B 00900`

Property Details

APN / Parcel Number

Primary APN	`018090E B 00900`
Alternative APN	`090E B 00900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,794 sqft Living Area
1st Floor Area	1,794 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,178 sqft
Lot Dimensions	161 ft deep x 38 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	264 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	22 SINCLAIR TER
City	CROSSVILLE
State	TN
Zip	38558-7554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: F01
Legal Subdivision	LAKE GLASTOWBURY
Legal Block	2
Legal Lot Number	153 38
Jurisdiction	CUMBERLAND TN
Township / Civil Division	9
Census Block Group	3
Census Block	3055
Census Tract	970104

Owner

Source: Cumberland County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 957, COLUMBIA, MO 65205-0957
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Nov 2, 2018	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Feb 8, 2018	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2016 · Amount on Record
Deed Sale	Aug 17, 2016 · Amount on Record
Prior Sale	Jun 22, 2015 · Amount on Record
Deed Document Number	16009775
Deed Book / Page	1481 / 2455
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	22 SINCLAIR TER, CROSSVILLE, TN 38558-7554
Document Number	0000003910
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 SINCLAIR TER CROSSVILLE TN 385587554, CROSSVILLE, TN 38558-7554

Mortgage

Document Number	0000003910
Date	Apr 13, 2020
Book Page	001573/002190
Instrument	3910

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	22 SINCLAIR TER, CROSSVILLE, TN 38558-7554
Document Number	0000013494
Instrument Date	Nov 2, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 SINCLAIR TER CROSSVILLE TN 385587554, CROSSVILLE, TN 38558-7554

Mortgage

Document Number	0000013494
Date	Nov 14, 2018
Book Page	001538/001744
Instrument	13494

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	22 SINCLAIR TER, CROSSVILLE, TN 38558-7554
Document Number	0000001928
Instrument Date	Feb 8, 2018
Transaction Type	Mortgage
Record Updated	Mar 7, 2018
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 SINCLAIR TER CROSSVILLE TN 385587554, CROSSVILLE, TN 38558-7554

Mortgage

Document Number	0000001928
Date	Feb 22, 2018
Book Page	001520/000772
Instrument	1928

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$76,400 (-) Land $5,000 Building $71,400
2023		$76,400 (-) Land $5,000 Building $71,400
2022		$76,400 Land $5,000 Building $71,400	$305,600 (-) Land $20,000 Building $285,600
2021			$305,600 Land $20,000 Building $285,600
2018	$868.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMBERLAND PLATEAU WATER AUTHORITY #1 serves 23,252 people · EPA ID TN0000147
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: Ben Lomand Rural Telephone Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

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