22 Ships View Ter, Buzzards Bay, MA 02532 Property Records

Barnstable County and Bourne Town property record for 22 Ships View Ter, Buzzards Bay, MA 02532

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 2,178 sqft · built 1975
Lot Size	29.9 acres (1,305,929 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Jul 2022)
Tax Bill	$2,890 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BOUR M:21.0 P:12 E:22`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:21.0 P:12 E:22`
Alternative APNs	`M:021.0 P:012.22 D:01` `4277`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,178 sqft Living Area
Gross Area	2,377 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2014
Architectural Style	Other
Construction Type	Frame
Lot Area	1,305,929 sqft (29.9 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	4277
Street Address	22 SHIPS VIEW TER
City	BUZZARDS BAY
State	MA
Zip	02532-3628
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	SHIPS VIEW TER
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	4
Census Block	4035
Census Tract	13900

Owner

Source: Barnstable County and Bourne Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 SHIPS VIEW TER, BUZZARDS BAY, MA 02532-3628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CAPE COD FIVE CENTS SAVINGS BANK
Jul 11, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD FIVE CENTS SAVINGS BANK
Jan 26, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC
Oct 2, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Prior Sale	Jan 26, 2021 · Amount on Record
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	22 SHIPS VIEW TER, BOURNE, MA 02532-3628
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001525331
Date	Jun 23, 2025
Instrument	1525331

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2035

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	Jul 11, 2022
Property Address	22 SHIPS VIEW TER, BOURNE, MA 02532-3628
Document Number	0001463049
Instrument Date	Jul 11, 2022
Instrument	1463049
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22 SHIPS VIEW TER # 2, 2, BOURNE, MA 02532-3628

Mortgage

Document Number	0001463051
Date	Jul 11, 2022
Instrument	1463051

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	Jan 26, 2021
Property Address	22 SHIPS VIEW TER, BOURNE, MA 02532-3628
Document Number	1418314
Instrument Date	Jan 8, 2021
Instrument	1418314
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22 SHIPS VIEW TER # 22, 22, BOURNE, MA 02532-3628

Mortgage

Document Number	1418315
Date	Jan 26, 2021
Instrument	1418315

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	22 SHIPS VIEW TER, BOURNE, MA 02532-3628
Document Number	0001332993
Instrument Date	Oct 2, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001332993
Date	Oct 26, 2017
Instrument	1332993

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Oct 25, 2032

Tax Assessment & Valuation

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,890.00 (+5.01%)	$370,100 (+7.84%) Building $370,100	$455,620
2024	$2,752.00 (+2.84%)	$343,200 (+13.01%) Building $343,200
2023	$2,676.00	$303,700 Building $303,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	4 (1987–1991)
Most Recent Claim	Aug 1991 · Hurricane Bob
Claims by Event	Hurricane Bob, Aug 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHOONER PASS TRUSTEES CONDOMINIUMS private · serves 136 people · EPA ID MA4036011
Water Source	Purchased groundwater from BOURNE WATER DISTRICT
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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