22 Shipp Cir, Alton, MO 65606 Property Records

Oregon County property record for 22 Shipp Cir, Alton, MO 65606

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,456 sqft · built 1971
Lot Size0.478 acres (20,822 sqft)
Owner2 Individual Names on Record
Last Sale$128,921 (Oct 2025)
Tax Bill$338 (2025)
Deeds & MortgagesJul 2022 Mortgage
Oct 2025 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-8.0-33-4-043-0008.00000

Property Details

APN / Parcel Number

Primary APN12-8.0-33-4-043-0008.00000
Alternative APN
  • 0306441000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,456 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,822 sqft (0.478 acres)

Exterior Amenities

PorchSlab
Porch Area90 sqft
Deck Area96 sqft
Utility Building192 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Account Number0306441000
Street Address22 SHIPP CIR
CityALTON
StateMO
Zip65606-6128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionB 338 P 161 CA ROS SUB. ALL L12 & 13
Legal Range04
Legal Township24
Legal Section33
Legal SubdivisionCA ROS SUB
Legal Block2
Legal Lot Number1
JurisdictionOREGON MO
Township / Civil DivisionPINEY
Census Block Group1
Census Block1056
Census Tract480100

Owner

Source: Oregon County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address22 SHIPP CIR, ALTON, MO 65606-6128
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2022Deed of Trust, Mortgage · Closed-End Mortgage
WEST PLAINS SAVINGS AND LOAN ASSOCIATION
Oct 31, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MISSOURI HOUSING DEVELOPMENT COMMISSION
Jan 15, 2026Deed of Trust, Mortgage · FHA Mortgage
CENTRAL TRUST BANK
Oct 31, 2025Deed, Transfer · FHA Mortgage
CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2025 · Amount on Record
Deed SaleOct 31, 2025 · Amount on Record
Deed Document Number20251371
Deed Book / Page588 / 145
Prior Transfer DateSep 3, 2025
Prior Transfer Doc0000001120
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOREGON MO
Property Address22 SHIPP CIR, ALTON, MO 65606-6128
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyPOWELL CREWS T&E COMPAN

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 SHIPP CIR, ALTON, MO 65606-6128

Mortgage

Document Number000558/702
DateJul 21, 2022
Book Page558/702
Instrument20221410
Lender
NameWEST PLAINS SAVINGS AND LOAN ASSOCIATION
TypeBank
AddressWEST PLAINS, MO 65775
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term360 Months
DueJul 21, 2052

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOREGON MO
Property Address22 SHIPP CIR, ALTON, MO 65606-6128
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000588/169
DateOct 31, 2025
Book Page588/169
Instrument20251374
Lender
NameMISSOURI HOUSING DEVELOPMENT COMMISSION
TypeGovernment Agency
AddressKANSAS CITY, MO 64106
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOREGON MO
Property Address22 SHIPP CIR, ALTON, MO 65606-6128
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1926 E ELM ST, SPRINGFIELD, MO 65802-2919

Mortgage

Document Number000589/888
DateJan 15, 2026
Book Page589/888
Instrument20260060
Lender
NameCENTRAL TRUST BANK
TypeBank
AddressJEFFERSON CITY, MO 65101
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueNov 1, 2055

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionOREGON MO
Recording DateOct 31, 2025
Property Address22 SHIPP CIR, ALTON, MO 65606-6128
Document Number000588/145
Book / Page588 / 145
Map ReferenceMB 11 PG 91
Instrument DateOct 31, 2025
Instrument20251371
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 SHIPP CIR, ALTON, MO 65606-6128

Mortgage

Document Number0020251372
DateOct 31, 2025
Instrument20251372
Lender
NameCENTRAL TRUST BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Oregon County assessment roll, as of December 16, 2025

Property Jurisdictions

TypeName
StateMissouri
MunicipalityAlton City
CountyOregon County
Unified School DistrictAlton R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,345 (-)$43,920 (-)
2025$338.00$8,345 (+8.87%) Land $1,110 Building $7,235$43,920 (+8.87%) Land $5,840 Building $38,080
2023$7,665 Land $1,110 Building $6,555$40,340 Land $5,840 Building $34,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims36 (1978–2019)
Most Recent ClaimMay 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 76% of Missouri
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALTON PWS
serves 1,000 people · EPA ID MO4010012
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Current High Speed
Fiber · Fixed Wireless
2,500 / 1,000
Brightspeed
Fiber
2,000 / 2,000

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