22 Sherman Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 22 Sherman Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,720 sqft · built 1961
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on File
Tax Bill	$2,636 (2024)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-25-302-004.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-25-302-004.000-018`
Alternative APN	`1609250302004000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	1,720 sqft Living Area
1st Floor Area	1,096 sqft
2nd Floor Area	624 sqft
Family Room	Family Room

Exterior

Year Built	Built 1961
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Wood
Roof Material	Asphalt
Lot Area	11,761 sqft (0.269 acres)
Lot Dimensions	155 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1609250302004000
Street Address	22 SHERMAN DR
City	CARMEL
State	IN
Zip	46032-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 25, TOWNSHIP 18, RANGE 3, JOHNSON, SECTION 2, LOT 89
Legal Range	03
Legal Township	18
Legal Section	25
Legal Subdivision	CARMEL JOHNSON
Legal Block	2
Legal Lot Number	89
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2004
Census Tract	111011

Owner

22 Sherman Dr is owned and occupied by an individual who acquired it in September 2018.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Mailing Address	22 SHERMAN DR, CARMEL, IN 46032-1513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2010
Deed Sale	Jan 29, 2010
Prior Sale	Jan 29, 2010 · Amount on File
Deed Document Number	2010004511
Last Transfer Date	Sep 21, 2018
Transfer Doc	0000044093
Record Updated	Jun 8, 2026

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 21, 2018
Property Address	22 SHERMAN DR, CARMEL, IN 46032-1513
Document Number	0000044093
Instrument Date	Sep 10, 2018
Instrument	44093
Transaction Type	Transfer
Record Updated	Oct 4, 2018
Title Company	HAMILTON NATIONAL TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 SHERMAN DR CARMEL IN 460321513, CARMEL, IN 46032-1513

Mortgage

Document Number	44094
Date	Sep 21, 2018
Instrument	44094

Lender

Name	NATIONAL BK/INDIANAPOLIS
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$292,200 (+4.69%) Land $83,800 Building $208,400	$292,200 (+4.69%) Land $83,800 Building $208,400
2024	$2,636.00 (+3.01%)	$279,100 (-0.07%) Land $83,800 Building $195,300	$279,100 (-0.07%) Land $83,800 Building $195,300
2023	$2,559.00 (+36.26%)	$279,300 (+34.28%) Land $83,800 Building $195,500	$279,300 (+34.28%) Land $83,800 Building $195,500
2022	$1,878.00	$208,000 Land $70,500 Building $137,500	$208,000 Land $70,500 Building $137,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Sherman Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Sherman Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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