22 Shell Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 22 Shell Dr, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,372 sqft · built 1964
Lot Size	0.36 acres (15,663 sqft)
Owner	Company Name on File
Last Sale	$800,000 (May 2009)
Tax Bill	$11,084 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit
Flood Zone	Zone VE (high risk)
APN	`WEST M:141 B:176`

Property Details

APN / Parcel Number

Primary APN	`WEST M:141 B:176`
Alternative APNs	`M:141 B:176 L` `4051395`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,372 sqft Living Area
Gross Area	3,589 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,663 sqft (0.36 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	4051395
Street Address	22 SHELL DR
City	WESTERLY
State	RI
Zip	02891-4317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	176
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2047
Census Tract	51000

Owner

Source: Westerly Town records · APN WEST M:141 B:176

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	22 SHELL DR, WESTERLY, RI 02891-4317
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 05, 2009 · Amount on Record
Deed Sale	May 05, 2009 · Amount on Record
Deed Book / Page	1801 / 207
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	22 SHELL DR, WESTERLY, RI 02891-4317
Document Number	2019-5291
Instrument Date	Apr 09, 2019
Transaction Type	Mortgage
Record Updated	May 01, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	22 SHELL DR WESTERLY RI 028914317, WESTERLY, RI 02891-4317

Mortgage

Document Number	2019-5291
Date	Apr 10, 2019
Book Page	002019/005291
Instrument	1398

Lender

Name	WASHINGTON TR CO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 09, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$11,084.00 (-1.49%)	$1,558,900 (+33.28%) Land $1,172,100 Building $386,800
2023	$11,252.00 (+0.64%)	$1,169,600 (-) Land $837,400 Building $332,200
2022	$11,181.00	$1,169,600 Land $837,400 Building $332,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 140 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	143 units insured 3 under condo master policies
Nearby Flood Claims	28 (1985–2021)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Sep 2021, rainfall accumulation
Claims By Storm	Hurricane Sandy, Oct 2012 · 14 claims Severe Storms And Flooding, Apr 2010 · 8 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 84 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.