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22 Shear Water Trl, Ormond Beach, FL 32174 Property Records

Flagler County property record for 22 Shear Water Trl, Ormond Beach, FL 32174

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,811 sqft · built 2018
Lot Size0.201 acres (8,769 sqft)
Owner2 Individual Names on Record
Last Sale$262,000 (Aug 2018)
Tax Bill$3,128 (2025)
Deeds & MortgagesOct 2025 Transfer
Dec 2020 Mortgage
+ 9 more
Flood ZoneZone X (minimal risk)
APN22-14-31-0252-00000-0340

Property Details

APN / Parcel Number

Primary APN22-14-31-0252-00000-0340

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,811 sqft Living Area
Gross Area2,701 sqft
1st Floor Area1,811 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,769 sqft (0.201 acres)
DrivewayBrick Driveway
Driveway Area448 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address22 SHEAR WATER TRL
CityORMOND BEACH
StateFL
Zip32174-1171
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHUNTINGTON WOODS AT HUNTERS RIDGE PHASE I LOT 34 OR 1982/911 OR 2107/418 OR 2165/1637 OR 2300/1276
Legal Range31E
Legal Township14S
Legal Section22
Legal SubdivisionHUNTINGTON WOODS AT HUNTERS RIDGE
Legal Phase1
Legal Lot Number34
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group4
Census Block4129
Census Tract60207

Owner

Source: Flagler County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address22 SHEAR WATER TRL, ORMOND BEACH, FL 32174-1171
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Dec 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
NOVA FINANCIAL & INVESTMENT CORP
Aug 20, 2018Loan Modification, Mortgage
SOUTHERN TITLE HOLDING COMPANY LLC
Aug 21, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
MAINSTREET COMMUNITY BANK OF FLORID
Jul 25, 2018Loan Modification, Consolidation and Extension, Mortgage
SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC
Jul 13, 2018Loan Modification, Mortgage
ATTORNEY ONLY
Jul 2, 2018Loan Modification, Mortgage
NOT AVAILABLE
Jun 25, 2018Loan Modification, Mortgage
MAINSTREET CMNTY BK/FL
Jun 7, 2018Loan Modification, Mortgage
MAINSTREET CMNTY BK/FL
Feb 20, 2018Loan Modification, Mortgage
MAINSTREET CMNTY BK/FL
Jan 18, 2018Loan Modification, Mortgage
MAINSTREET CMNTY BK/FL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2018 · Amount on Record
Deed SaleAug 21, 2018 · Amount on Record
Prior SaleOct 1, 2016 · Amount on Record
Deed Document Number201831460
Deed Book / Page2300 / 1276
Last Transfer DateOct 9, 2025
Transfer Doc0029981343
Record UpdatedSep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLAGLER FL
Recording DateOct 14, 2025
Property Address22 SHEAR WATER TRL, ORMOND BEACH, FL 32174-1171
Document Number0029981343
Book / Page2998 / 1343
Map ReferenceMB 37 PG 65-69
Instrument DateOct 9, 2025
Instrument2025041976
Transaction TypeTransfer
Record UpdatedOct 31, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address22 SHEAR WATER TRL, ORMOND BEACH, FL 32174-1171

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 SHEAR WATER TRL, ORMOND BEACH, FL 32174-1171

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address22 SHEAR WATER TRL, ORMOND BEACH, FL 32174-1171
Transaction TypeMortgage
Record UpdatedSep 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 SHEAR WATER TRL, ORMOND BEACH, FL 32174-1171

Mortgage

Document Number0025031141
DateDec 9, 2020
Book Page2503/1141
Instrument2020051442
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
AddressTUCSON, AZ 85711
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Property Address22 SHEAR WATER TRL, ORMOND BEACH, FL 32174-1171
Document Number0023010734
Instrument DateAug 20, 2018
Transaction TypeMortgage
Record UpdatedOct 9, 2018
Title CompanySOUTHERN TITLE HOLDING COMPANY LLC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address200 S SPRING GARDEN AVE DELAND FL 327205140, DELAND, FL 32720-5140
InvestorPossibly a Property Investor

August 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionFLAGLER FL
Recording DateAug 21, 2018
Property Address22 SHEAR WATER TRL, ORMOND BEACH, FL 32174-1171
Document Number0023001276
Book / Page2300 / 1276
Map ReferenceMB37 PG65-69
Instrument DateAug 7, 2018
Instrument2018031460
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 22, 2022
Title CompanySOUTHERN TITLE HOLDING CO LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,834.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address200 S SPRING GARDEN AVE, 200, DELAND, FL 32720-5140

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 SHEAR WATER TRL, ORMOND BEACH, FL 32174-1171

Mortgage

Document Number2018031461
DateAug 21, 2018
Instrument2018031461
Lender
NameMAINSTREET COMMUNITY BANK OF FLORID
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

July 2018: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionFLAGLER FL
Property Address22 SHEAR WATER TRL, ORMOND BEACH, FL 32174-1171
Document Number0022960864
Instrument DateJul 25, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanySOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address200 S SPRING GARDEN AVE DELAND FL 327205140, DELAND, FL 32720-5140

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Property Address22 SHEAR WATER TRL, ORMOND BEACH, FL 32174-1171
Document Number0022940223
Instrument DateJul 13, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address200 S SPRING GARDEN AVE DELAND FL 327205140, DELAND, FL 32720-5140
InvestorPossibly a Property Investor

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Property Address22 SHEAR WATER TRL, ORMOND BEACH, FL 32174-1171
Document Number0022911154
Instrument DateJul 2, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address200 S SPRING GARDEN AVE DELAND FL 327205140, DELAND, FL 32720-5140
InvestorPossibly a Property Investor

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Recording DateJun 25, 2018
Property Address22 SHEAR WATER TRL, ORMOND BEACH, FL 32174-1171
Document Number0022880296
Book / Page002288 / 000296
Instrument DateJun 20, 2018
Instrument23424
Transaction TypeMortgage
Record UpdatedJul 17, 2018
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address200 S SPRING GARDEN AVE DELAND FL 327205140, DELAND, FL 32720-5140
InvestorPossibly a Property Investor

Mortgage

Document Number22880296
DateJun 25, 2018
Book Page002288/000296
Instrument23424
Lender
NameMAINSTREET CMNTY BK/FL
TypeBank
Address500 N SPRING GARDEN AVE, DELAND, FL 32720-3165
Agreement
AmountAmount Recorded

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Property Address22 SHEAR WATER TRL, ORMOND BEACH, FL 32174-1171
Document Number0022860121
Instrument DateJun 7, 2018
Transaction TypeMortgage
Record UpdatedApr 21, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address200 S SPRING GARDEN AVE DELAND FL 327205140, DELAND, FL 32720-5140
InvestorPossibly a Property Investor

Mortgage

Document Number0022860121
DateJun 15, 2018
Book Page002286/000121
Instrument22181
Lender
NameMAINSTREET CMNTY BK/FL
TypeBank
AddressDELAND, FL 32720
Agreement
AmountAmount Recorded

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Property Address22 SHEAR WATER TRL, ORMOND BEACH, FL 32174-1171
Document Number0022610608
Instrument DateFeb 20, 2018
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanySOUTHERN TITLE HOLDINGS COMPANY LLC, SOUTHERN TITLE HOLDINGS CO LLC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address200 S SPRING GARDEN AVE DELAND FL 327205140, DELAND, FL 32720-5140
InvestorPossibly a Property Investor

Mortgage

Document Number0022610608
DateFeb 23, 2018
Book Page002261/000608
Instrument6672
Lender
NameMAINSTREET CMNTY BK/FL
TypeBank
AddressDELAND, FL 32720
Agreement
AmountAmount Recorded

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Property Address22 SHEAR WATER TRL, ORMOND BEACH, FL 32174-1171
Document Number0022541807
Instrument DateJan 18, 2018
Transaction TypeMortgage
Record UpdatedFeb 5, 2018
Title CompanySOUTHERN TITLE HOLDINGS COMPANY LLC, SOUTHERN TITLE HOLDINGS CO LLC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address200 S SPRING GARDEN AVE DELAND FL 327205140, DELAND, FL 32720-5140

Mortgage

Document Number0022541807
DateJan 24, 2018
Book Page002254/001807
Instrument2726
Lender
NameMAINSTREET CMNTY BK/FL
TypeBank
AddressDELAND, FL 32720
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,128.00 (-41.19%)$273,508 (+2.9%)$338,134 (+5.91%) Land $80,000 Building $258,134
2024$5,319.00 (+1.99%) Homeowner's exemption Widower's exemption$265,800 (+3%)$319,270 (-6.81%) Land $80,000 Building $239,270
2023$5,215.00 (+2.6%) Homeowner's exemption Widower's exemption$258,058 (+3%)$342,617 (+2.43%) Land $80,000 Building $262,617
2022$5,083.00 Homeowner's exemption Widower's exemption$250,541$334,499 Land $80,000 Building $254,499

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 63 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies63 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimNov 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORMOND BEACH
serves 59,744 people · EPA ID FL3640963
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Hotwire Communications
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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