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22 SE Ontario Way, Stuart, FL 34997 Property Records

Martin County property record for 22 SE Ontario Way, Stuart, FL 34997

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,364 sqft · built 1987
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Tax Bill$1,016 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN40-38-41-008-000-0246.1-0-0000

Property Details

APN / Parcel Number

Primary APN40-38-41-008-000-0246.1-0-0000
Alternative APNs
  • 40-38-41-008-000-02461-0
  • 1108125

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Units2 Units
Stories1 Story
Building Area1,364 sqft Living Area
Gross Area1,996 sqft
1st Floor Area1,364 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleDuplex Single
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchScreened Concrete Masonry Porch
Porch Area342 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1108125
Street Address22 SE ONTARIO WAY
CitySTUART
StateFL
Zip34997-5569
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionFISHERMANS COVE SEC 2 PHASE 4 SLY PARTS OF LOT 246 & OF WLY 10 OF LOT 247 DESC AS: BEG SE COR LOT 246 SWLY ALG S/LN 139.93 TO SW COR NLY ALG CURVE 60.85 NE 120.22 TO E/LN OF W 10 OF LOT 247 SELY 43.02 TO S/LN OF LOT 247 & SWLY 10 TO POB
Legal Range41E
Legal Township38S
Legal Section40
Legal SubdivisionFISHERMANS COVE (AKA SOMERSET)
Legal Block2
Legal Lot Number246
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2014
Census Tract1105

Owner

22 SE Ontario Way, a duplex, is owned and occupied by an individual who acquired it in January 2011.

Source: Martin County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address22 SE ONTARIO WAY, STUART, FL 34997-5569
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 19, 2011
Transfer Doc0025022105
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address22 SE ONTARIO WAY, STUART, FL 34997-5569
Transaction TypeMortgage
Record UpdatedJan 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032981430
DateMar 9, 2022
Book Page3298/1430
Instrument2947261
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueMar 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 22 SE Ontario Way was $1,016 with exemptions applied, up 1.8% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,016.00 (+1.8%) Homeowner's exemption Disabled Person's exemption$82,204$242,710 Land $130,000 Building $112,710
2024$998.00 (+5.39%)
2023$947.00 (-2.17%) Additional exemption filed$77,562 (+3%)$204,740 (+10.54%) Land $90,000 Building $114,740
2022$968.00 Homeowner's exemption Senior Citizen's exemption$75,303$185,220 Land $82,000 Building $103,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 SE Ontario Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 SE Ontario Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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