22 School St, Cahokia (East Saint Louis), IL 62206 Property Records

St. Clair County property record for 22 School St, Cahokia, IL 62206

Property Summary

Property Type	Single Family Home
Details	2 ba · 864 sqft · built 1960
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on Record
Last Sale	$100,000 (Aug 2026)
Tax Bill	$1,287 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2025 Sale & Mortgage + 1 more
APN	`01-35-0-105-012`

Property Details

APN / Parcel Number

Primary APN	`01-35-0-105-012`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	864 sqft Living Area
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	22 SCHOOL ST
City	EAST SAINT LOUIS
State	IL
Zip	62206-1339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW CAHOKIA ANNEX 1ST ADD LOT/SEC-68 A02869446
Legal Subdivision	NEW CAHOKIA ANNEX 1ST ADD
Legal Block	105
Legal Lot Number	68
Jurisdiction	ST CLAIR IL
Township / Civil Division	CENTREVILLE
Census Block Group	2
Census Block	2024
Census Tract	502300

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12805 MONTEREY BEACH DR, BAKERSFIELD, CA 93311-5108
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Warranty Deed, Transfer · Commercial Mortgage UNITED WHOLESALE MORTGAGE
Dec 18, 2025	Warranty Deed, Transfer JBCB ENTERPRISES LLC
May 1, 2019	Loan Modification, Mortgage · Conventional Mortgage FCB BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2026 · Amount on Record
Deed Sale	Aug 25, 2026 · Amount on Record
Prior Sale	Apr 20, 2009 · Amount on Record
Deed Document Number	20262893557
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 25, 2026
Property Address	22 SCHOOL ST, EAST SAINT LOUIS, IL 62206-1339
Document Number	0002893557
Instrument Date	Aug 25, 2026
Instrument	20262893557
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12805 MONTEREY BEACH DR, BAKERSFIELD, CA 93311-5108

Mortgage

Date	Aug 25, 2026

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Fixed Rate
Rate	7.75%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 18, 2025
Property Address	22 SCHOOL ST, CAHOKIA, IL 62206-1339
Document Number	0A02869446
Map Reference	MB 57 PG 3
Instrument Date	Dec 16, 2025
Instrument	A02869446
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 MISSISSIPPI AVE, CAHOKIA HEIGHTS, IL 62206-1038
Investor	Possibly a Property Investor

Mortgage

Document Number	0A02869450
Date	Dec 18, 2025
Instrument	A02869450

Lender

Name	JBCB ENTERPRISES LLC
Type	Non-Lending Institution
Address	FRISCO, TX 75034

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Dec 16, 2026

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	22 SCHOOL ST, CAHOKIA, IL 62206-1339
Document Number	00A2612622
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9 SUMMIT ST BONNE TERRE MO 636281329, BONNE TERRE, MO 63628-1329

Mortgage

Document Number	00A2612622
Date	May 13, 2019
Instrument	2612622

Lender

Name	FCB BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Cahokia Heights City
County	St. Clair County
County Subdivision	Centreville Township
Unified School District	Cahokia Community Unit School District 187 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,287.00 (-28.9%)	$7,080 (-25.63%) Land $1,166 Building $5,914	$21,240 (-25.63%) Land $3,498 Building $17,742
2024	$1,810.00	$9,520 (+26.24%) Land $1,119 Building $8,401	$28,560 (+26.24%) Land $3,357 Building $25,203
2022		$7,541 Land $886 Building $6,655	$22,623 Land $2,658 Building $19,965

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	42 (1979–2022)
Claims Outside the SFHA	23 of 42
Most Recent Claim	Jul 2022 · Severe Storm And Flooding
Claims by Event	Severe Storms And Flooding, May 2019 · 5 claims Severe Storms & Flooding, Oct 1993 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAHOKIA HEIGHTS serves 12,528 people · EPA ID IL1635000
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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