Cumberland County and Lawrence Township property record for 22 Schaffer Ave, Cedarville, NJ 08311
| Property Type | Single Family Home |
|---|---|
| Details | 1,092 sqft · built 1974 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $178,000 (Feb 2007) |
| Tax Bill | $5,030 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00191-0000-00007-01 |
| Primary APN | 08-00191-0000-00007-01 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Frame |
| Lot Area | 40,946 sqft (0.94 acres) |
| Old Parcel Number | 08001910000000071 |
|---|---|
| Street Address | 22 SCHAFER AVE |
| City | LAWRENCE |
| State | NJ |
| Zip | 08648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Block | 191 |
| Legal Lot Number | 7.1 |
| Jurisdiction | CUMBERLAND NJ |
| Township / Civil Division | LAWRENCE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10301 |
Source: Cumberland County and Lawrence Township records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 214, CEDARVILLE, NJ 08311-0214 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2007 · Amount on Record |
| Deed Sale | Feb 5, 2007 · Amount on Record |
| Deed Book / Page | 4018 / 4023 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NJ |
| Property Address | 22 SCHAFFER AVE, CEDARVILLE, NJ 08311-2201 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Title Company | SERVICE TITLE, SERVICELINK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000726029 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 4277/145 |
| Instrument | 726029 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Nov 1, 2030 |
Source: Cumberland County and Lawrence Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cumberland County |
| County Subdivision | Lawrence Township |
| Unified School District | Lawrence Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $168,800 (-) Land $43,800 Building $125,000 | $168,800 (-) Land $43,800 Building $125,000 | |
| 2025 | $5,030.00 (+2.51%) | $168,800 (-) Land $43,800 Building $125,000 | $168,800 (-) Land $43,800 Building $125,000 |
| 2024 | $4,907.00 (-1.09%) | ||
| 2023 | $168,800 Land $43,800 Building $125,000 | $168,800 Land $43,800 Building $125,000 | |
| 2022 | $4,961.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 34 (1980–2012) |
| Claims Outside the SFHA | 1 of 34 |
| Most Recent Claim | Dec 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 63% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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