22 Saugus Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 22 Saugus Ave, Saugus, MA 01906 · Last verified April 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 1983
Square Footage	2,650 sqft Living Area
Lot Size	19,998 sqft (0.459 acres)
Occupancy	Owner Occupied
Last Sale	$790,000 (2023)
Tax Bill	$8,290.00 (2025)

Owner

Source: Essex County and Saugus Town records · APN SAUG M:004-F B:0014 L:0003

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	22 SAUGUS AVE, SAUGUS, MA 01906-3080
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKLAND TRUST CO
Jan 20, 2023	Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage OCMBC INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 20, 2023 · Amount on Record
Deed Sale	Jan 20, 2023 · Amount on Record
Deed Doc Number	2023630
Deed Book / Page	41406 / 415
Record Refreshed	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	22 SAUGUS AVE, SAUGUS, MA 01906-3080
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043197-510
Date	Jan 28, 2026
Book Page	43197/510
Instrument	20260128000710

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

January 2023: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	SAUGUS MA
Recording Date	Jan 20, 2023
Property Address	22 SAUGUS AVE, SAUGUS, MA 01906-3080
Document Number	041406-415
Book / Page	41406 / 415
Instrument Date	Jan 19, 2023
Instrument	20230120000630
Transaction Type	Transfer
Record Updated	Feb 03, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 SAUGUS AVE, SAUGUS, MA 01906-3080

Mortgage

Document Number	230120000640
Date	Jan 20, 2023
Instrument	230120000640

Lender

Name	OCMBC INC

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$8,290.00 (+4.34%)	$776,200 (+4.05%) Land $350,000 Building $426,200
2024	$7,945.00 (+4.03%)	$746,000 (+1%) Land $330,000 Building $416,000
2023	$7,637.00	$678,200 Land $290,000 Building $388,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`SAUG M:004-F B:0014 L:0003`
Alternative APNs	`M:004=F B:0014 L:0003` `5868003`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Units	2 Units
Building Area	2,650 sqft Living Area
Gross Area	3,160 sqft Gross Area
1st Floor	1,352 sqft 1st Floor
Basement Area	1,352 sqft Basement
Unfinished Basement	1,352 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Raised Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	19,998 sqft (0.459 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	5868003
Street Address	22 SAUGUS AVE
City	SAUGUS
State	MA
Zip	01906-3080
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Block	14
Legal Lot Number	3
Jurisdiction	SAUGUS MA
Minor Civil Division	SAUGUS
Census Blockgroup	4
Census Block	4002
Census Tract	208102

22 Saugus Ave, Saugus, MA 01906 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2023: Quit Claim Arm's Length for NE States, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on Saugus Ave

Nearby Streets

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