22 Sanders Ranch Rd, Moraga, CA 94556 Property Records

Contra Costa County property record for 22 Sanders Ranch Rd, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,845 sqft · built 1999
Lot Size	1.71 acres (74,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,615,000 (Apr 2020)
Tax Bill	$21,452 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`258-640-009-1`

Property Details

APN / Parcel Number

Primary APN	`258-640-009-1`
Alternative APN	`258-640-009`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,845 sqft Living Area
1st Floor Area	3,845 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Cluster
Lot Area	74,860 sqft
Garage Type	Attached
Garage Area	806 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	22 SANDERS RANCH RD
City	MORAGA
State	CA
Zip	94556-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2PDDT
Legal Description	T6143B L0133 B EX MR
Legal Subdivision	SUBDIVISION 6143
Legal Tract	6143B
Legal Lot Number	0133
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4010
Census Tract	352102

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 SANDERS RANCH RD, MORAGA, CA 94556-2804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 7, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 27, 2019	Trustee's Deed, Foreclosure OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2020 · Amount on Record
Deed Sale	Apr 7, 2020 · Amount on Record
Prior Sale	Nov 27, 2019 · Amount on Record
Deed Document Number	202065895
Prior Transfer Date	Mar 28, 2007
Prior Transfer Doc	0000107005
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	22 SANDERS RANCH RD, MORAGA, CA 94556-2804
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 SANDERS RANCH RD, MORAGA, CA 94556-2804

Mortgage

Document Number	0000020554
Date	Mar 6, 2023
Instrument	2023-020554

Lender

Name	FIRST BANK
Type	Bank
Address	LONG BEACH, CA 90807

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	22 SANDERS RANCH RD, MORAGA, CA 94556-2804
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 SANDERS RANCH RD, MORAGA, CA 94556-2804

Mortgage

Document Number	0000074963
Date	Mar 11, 2021
Instrument	2021-074963

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	22 SANDERS RANCH RD, MORAGA, CA 94556-2804
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 SANDERS RANCH RD, MORAGA, CA 94556-2804

Mortgage

Document Number	0000267063
Date	Sep 27, 2021
Instrument	2021-267063

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 7, 2020
Property Address	22 SANDERS RANCH RD, MORAGA, CA 94556-2804
Document Number	0000065895
Map Reference	MB 275 PG 26
Instrument Date	Apr 6, 2020
Instrument	2020-065895
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22 SANDERS RANCH RD, MORAGA, CA 94556-2804

Mortgage

Document Number	0000065896
Date	Apr 7, 2020
Instrument	2020-065896

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

November 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 27, 2019
Property Address	22 SANDERS RANCH RD, MORAGA, CA 94556-2804
Document Number	0000214316
Instrument Date	Nov 19, 2019
Instrument	214316
Transaction Type	Foreclosure
Record Updated	Dec 12, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$1,651.44
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	696 SAN RAMON VALLEY BLVD #287 DANVILLE CA 945264022, 287, DANVILLE, CA 94526-4022

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,801,556 (+2%) Land $1,006,195 Building $795,361
2025	$21,452.00 (+5.83%)	$1,766,232 (+4.04%) Land $986,466 Building $779,766
2023	$20,270.00 (+1.61%)	$1,697,649 Land $948,161 Building $749,488
2022	$19,948.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, Unwired.

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