22 Saltspray Dr, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 22 Saltspray Dr, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,428 sqft · built 1971
Lot Size	0.203 acres (8,859 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Apr 2026)
Tax Bill	$5,787 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit Aug 2026 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`13-00240-0000-00035`

Property Details

APN / Parcel Number

Primary APN	`13-00240-0000-00035`
Alternative APNs	`130024000035` `00022002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	1,428 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	8,859 sqft (0.203 acres)
Lot Width	113 ft Width
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	00022002
Street Address	22 SALTSPRAY DR
City	FORKED RIVER
State	NJ
Zip	08731-4637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	113 X IRR
Legal Subdivision	FORKED RIV PT NORTH EXT SEC B
Legal Block	240
Legal Lot Number	35
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	2
Census Block	2009
Census Tract	732104

Owner

22 Saltspray Dr is owned and occupied by an individual who bought it in April 2026.

Source: Ocean County and Lacey Township records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	22 SALTSPRAY DR, FORKED RIVER, NJ 08731-4637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2024	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Aug 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage NJ HOUSING AND MORTGAGE FINANCIAL AGENCY
Apr 30, 2026	Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE CORPORATION
Apr 30, 2026	Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE CORPORATION
Jan 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 18, 2018	Bargain and Sale Deed, Transfer · Conventional Mortgage EVESHAM MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on File
Deed Sale	Apr 30, 2026 · Amount on File
Prior Sale	Sep 18, 2018 · Amount on File
Deed Document Number	202633472
Deed Book / Page	20358 / 164
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	22 SALTSPRAY DR, FORKED RIVER, NJ 08731-4637
Transaction Type	Mortgage
Record Updated	May 27, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197780549
Date	Aug 30, 2024
Book Page	19778/549
Instrument	2024064219

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Recording Date	Aug 17, 2026
Property Address	22 SALTSPRAY DR, FORKED RIVER, NJ 08731-4637
Document Number	0000066330
Book / Page	20471 / 138
Instrument Date	Apr 22, 2026
Instrument	202666330
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 SALTSPRAY DR, FORKED RIVER, NJ 08731-4637

Mortgage

Document Number	0000066330,
Date	Aug 17, 2026
Book Page	20471/138
Instrument	202666330

Lender

Name	NJ HOUSING AND MORTGAGE FINANCIAL AGENCY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	56 Months
Due	Apr 22, 2031

Interest

Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Apr 30, 2026
Property Address	22 SALTSPRAY DR, FORKED RIVER, NJ 08731-4637
Document Number	0000033472
Book / Page	20358 / 164
Instrument Date	Apr 14, 2026
Instrument	2026.33472
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	SHORE PROPERTIES TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,420.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 SALTSPRAY DR, FORKED RIVER, NJ 08731-4637

Mortgage

Document Number	0000033473,
Date	Apr 30, 2026
Book Page	20358/169
Instrument	2026.33473

Lender

Name	GATEWAY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000033474,
Date	Apr 30, 2026
Book Page	20358/190
Instrument	2026.33474

Lender

Name	NJ HOUSING AND MORTGAGE FINANCIAL AGENCY

Agreement

Amount	Amount on Record
Term	5 Months
Due	Apr 22, 2031

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Apr 30, 2026
Property Address	22 SALTSPRAY DR, FORKED RIVER, NJ 08731-4637
Document Number	0203580164
Book / Page	20358 / 164
Instrument Date	Apr 14, 2026
Instrument	202633472
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	PROPERTIES TITLE, SHORE PROPERTIES TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,420.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 SALTSPRAY DR, FORKED RIVER, NJ 08731-4637

Mortgage

Document Number	0000033473,
Date	Apr 30, 2026
Book Page	20358/169
Instrument	202633473

Lender

Name	GATEWAY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000033474,
Date	Apr 30, 2026
Book Page	20358/190
Instrument	202633474

Lender

Name	NJ HOUSING AND MORTGAGE FINANCIAL AGENCY

Agreement

Amount	Amount on Record
Term	60 Months
Due	Apr 22, 2031

Interest

Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	22 SALTSPRAY DR, FORKED RIVER, NJ 08731-4637
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE CONNECT LP VENDOR I

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177610976
Date	Jan 22, 2020
Book Page	17761/0976
Instrument	2020007685

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2040

September 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	OCEAN NJ
Recording Date	Sep 18, 2018
Property Address	22 SALTSPRAY DR, FORKED RIVER, NJ 08731-4637
Document Number	0172420030
Book / Page	17242 / 30
Map Reference	MAP NO G-73
Instrument Date	Sep 12, 2018
Instrument	2018091744
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	SURETY TITLE AGENCY COASTAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,122.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 SALTSPRAY DR, FORKED RIVER, NJ 08731-4637

Mortgage

Document Number	2018091745
Date	Sep 18, 2018
Instrument	2018091745

Lender

Name	EVESHAM MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 22 Saltspray Dr was $5,787, up 7.9% from the year before.

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,600 (-) Land $105,000 Building $106,600	$211,600 (-) Land $105,000 Building $106,600
2025	$5,787.00 (+7.95%)	$211,600 Land $105,000 Building $106,600	$211,600 Land $105,000 Building $106,600
2024	$5,361.00
2023		$211,600 Land $105,000 Building $106,600	$211,600 Land $105,000 Building $106,600
2022	$4,788.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Saltspray Dr in Zone X, an area of moderate flood risk, though there have been 230 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 295 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	295 in force
Nearby Flood Claims	230 (1979–2024)
Claims Outside the SFHA	2 of 230
Most Recent Claim	Jan 2024
Claims by Event	Hurricane Sandy, Nov 2012 · 167 claims Severe Storms And Flooding, Mar 2010 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Saltspray Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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