22 Sagamore Rd, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 22 Sagamore Rd, Ipswich, MA 01938

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,202 sqft · built 1985
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$1,015,000 (Feb 2026)
Tax Bill	$10,270 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`IPSW M:068 B:0025 L:0`

Property Details

APN / Parcel Number

Primary APN	`IPSW M:068 B:0025 L:0`
Alternative APN	`5617`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,202 sqft Living Area
Gross Area	3,030 sqft
Basement Area	1,352 sqft
Unfinished Basement	541 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	5617
Street Address	22 SAGAMORE RD
City	IPSWICH
State	MA
Zip	01938-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRA
Legal Block	25
Jurisdiction	IPSWICH MA
Township / Civil Division	IPSWICH
Census Block Group	1
Census Block	1045
Census Tract	223100

Owner

22 Sagamore Rd is owned and occupied by two individuals who bought it in February 2026.

Source: Essex County and Ipswich Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	22 SAGAMORE RD, IPSWICH, MA 01938-2704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Feb 6, 2026	Quit Claim Deed, Transfer · Conventional Mortgage HARBORONE MORTGAGE
Jan 8, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CCG FUND 1 LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2026 · Amount on File
Deed Sale	Feb 6, 2026 · Amount on File
Prior Sale	Dec 30, 2024 · Amount on File
Deed Document Number	20262190
Deed Book / Page	43215 / 7
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Recording Date	Apr 28, 2026
Property Address	22 SAGAMORE RD, IPSWICH, MA 01938-2704
Document Number	043351-443
Book / Page	43351 / 443
Instrument Date	Apr 3, 2026
Instrument	202670
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 SAGAMORE RD, IPSWICH, MA 01938-2704
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000070,
Date	Apr 28, 2026
Book Page	43351/443
Instrument	202670

Lender

Name	EASTERN BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Max Rate	-1%

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IPSWICH MA
Recording Date	Feb 6, 2026
Property Address	22 SAGAMORE RD, IPSWICH, MA 01938-2704
Document Number	00043215-7
Book / Page	43215 / 7
Instrument Date	Feb 6, 2026
Instrument	20260206002190
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22 SAGAMORE RD, IPSWICH, MA 01938-2704

Mortgage

Document Number	20260206002200
Date	Feb 6, 2026
Instrument	20260206002200

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IPSWICH MA
Recording Date	Jan 8, 2024
Property Address	22 SAGAMORE RD, IPSWICH, MA 01938-2704
Document Number	041940-352
Book / Page	41940 / 352
Instrument Date	Jan 5, 2024
Instrument	20240108000890
Transaction Type	Transfer
Record Updated	Jan 26, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 QUARRY LN UNIT 8402, 8402, MALDEN, MA 02148-5038

Mortgage

Document Number	240108000910
Date	Jan 8, 2024
Instrument	240108000910

Lender

Name	CCG FUND 1 LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 22 Sagamore Rd was $10,270, down 0.3% from the year before.

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Ipswich Town
Unified School District	Ipswich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,270.00 (-0.28%)	$952,700 (+3.14%) Land $486,500 Building $466,200	$1,009,444 (+1.78%)
2025	$10,299.00 (+21.8%)	$923,700 (+24.3%) Land $451,900 Building $471,800	$991,800
2024	$8,456.00 (+3.86%)	$743,100 (+11.63%) Land $450,600 Building $292,500
2023	$8,142.00	$665,700 Land $385,300 Building $280,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Sagamore Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 individual policies
Nearby Flood Policies	20 units insured incl. 10 condo units
Nearby Flood Claims	6 (1982–2006)
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Sagamore Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sagamore Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures