22 S Sewalls Point Rd, Stuart, FL 34996 Property Records

Martin County property record for 22 S Sewalls Point Rd, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,017 sqft · built 1987
Lot Size	0.509 acres (22,172 sqft)
Owner	2 Individual Names on File
Last Sale	$1,150,000 (Dec 2015)
Tax Bill	$16,491 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`01-38-41-001-002-0002.0-3-0000`

Property Details

APN / Parcel Number

Primary APN	`01-38-41-001-002-0002.0-3-0000`
Alternative APNs	`01-38-41-001-002-00020-3` `17558`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,017 sqft Living Area
Gross Area	3,792 sqft
1st Floor Area	345 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2007
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	22,172 sqft (0.509 acres)
Lot Dimensions	100 ft deep x 100 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	775 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	1,927 sqft
Deck Area	364 sqft
Patio Area	1,376 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17558
Street Address	22 S SEWALLS POINT RD
City	STUART
State	FL
Zip	34996-6728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ARBELA S 100 OF LOT 2 ARBELA S/D EAST OF SEWALLS POINT RD & W OF INDIAN RIVER
Legal Range	41E
Legal Township	38S
Legal Section	1
Legal Subdivision	ARBELA
Legal Block	1
Legal Lot Number	2
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1006
Census Tract	502

Owner

22 S Sewalls Point Rd is owned and occupied by two individuals who bought it in December 2015.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 S SEWALLS POINT RD, STUART, FL 34996-6728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2015 · Amount on File
Deed Sale	Dec 29, 2015 · Amount on File
Prior Sale	Jan 26, 2012 · Amount on File
Deed Document Number	20152551385
Deed Book / Page	2826 / 2164
Prior Transfer Date	Dec 26, 2002
Prior Transfer Doc	0001623462
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	22 S SEWALLS POINT RD, STUART, FL 34996-6728
Transaction Type	Mortgage
Record Updated	Jan 30, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 S SEWALLS POINT RD, STUART, FL 34996-6728

Mortgage

Document Number	0032511540
Date	Aug 25, 2021
Book Page	3251/1540
Instrument	2910225

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 17, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 22 S Sewalls Point Rd was $16,491 with a homeowner's exemption, down 0.7% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Sewall's Point Town
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,491.00 (-0.7%) Additional exemption filed	$1,067,786	$1,878,340 Land $1,200,000 Building $678,340
2024	$16,607.00 (+1.85%)
2023	$16,306.00 (+3.13%) Additional exemption filed	$1,007,469 (+3%)	$1,722,440 (+18.04%) Land $1,200,000 Building $522,440
2022	$15,811.00 Homeowner's exemption	$978,126	$1,459,160 Land $1,050,000 Building $409,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 S Sewalls Point Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 179 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	110 (1982–2022)
Claims Outside the SFHA	9 of 110
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 92 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 S Sewalls Point Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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