22 S River Dr, Williamstown, NJ 08094 Property Records

Atlantic County and Folsom Borough property record for 22 S River Dr, Williamstown, NJ 08094

Property Summary

Property Type	Single Family Home
Details	1,200 sqft · built 1972
Lot Size	0.551 acres (24,002 sqft)
Owner	2 Individual Names on File
Last Sale	$242,000 (Aug 2023)
Tax Bill	$3,935 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-02002-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`10-02002-0000-00004`
Alternative APN	`1000041000000540`

Interior

Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Construction Type	Frame
Lot Area	24,002 sqft (0.551 acres)
Lot Dimensions	150 ft deep x 114 ft wide

Location & Zoning

Old Parcel Number	1000041000000540
Street Address	22 S RIVER DR
City	WILLIAMSTOWN
State	NJ
Zip	08094-2655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Block	2002
Legal Lot Number	4
Jurisdiction	ATLANTIC NJ
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1013
Census Tract	11201

Owner

22 S River Dr is owned and occupied by two individuals who bought it in August 2023.

Source: Atlantic County and Folsom Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 S RIVER DR, WILLIAMSTOWN, NJ 08094-2655
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed, Transfer · FHA Mortgage THINK ONE MORTGAGE INC
Mar 23, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage THINK MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2023 · Amount on File
Deed Sale	Aug 9, 2023 · Amount on File
Prior Sale	Jun 9, 2016 · Amount on File
Deed Document Number	202335842
Prior Transfer Date	Jan 7, 2022
Prior Transfer Doc	0000012730
Record Updated	Sep 20, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ATLANTIC NJ
Recording Date	Aug 9, 2023
Property Address	22 S RIVER DR, WILLIAMSTOWN, NJ 08094-2655
Document Number	0000035842
Instrument Date	Jun 9, 2023
Instrument	2023035842
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	TITLE GUARANTEE (ACH), TITLE GUARANTEE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,262.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5220 PLEASANT MILLS RD, HAMMONTON, NJ 08037-4108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 S RIVER DR, WILLIAMSTOWN, NJ 08094-2655

Mortgage

Document Number	0000035843
Date	Aug 9, 2023
Instrument	2023035843

Lender

Name	THINK ONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2053

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ATLANTIC NJ
Recording Date	Mar 23, 2022
Property Address	22 S RIVER DR, WILLIAMSTOWN, NJ 08094-2655
Document Number	0000012730
Instrument Date	Jan 7, 2022
Instrument	2022012730
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	TITLE GUARANTEE (ACH), TITLE GUARANTEE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5220 PLEASANT MILLS RD, 5220, HAMMONTON, NJ 08037-4108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 PLEASANT MILLS RD, HAMMONTON, NJ 08037-4108

Mortgage

Document Number	0000012731
Date	Mar 23, 2022
Instrument	2022012731

Lender

Name	THINK MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 22 S River Dr was $3,935, up 7.2% from the year before.

Source: Atlantic County and Folsom Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Atlantic County
Municipality	Folsom Borough
Unified School District	Folsom Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,500 (-) Land $67,700 Building $99,800	$167,500 (-) Land $67,700 Building $99,800
2025	$3,935.00 (+7.19%)	$167,500 Land $67,700 Building $99,800	$167,500 Land $67,700 Building $99,800
2024	$3,671.00
2023		$167,500 (-) Land $67,700 Building $99,800	$167,500 (-) Land $67,700 Building $99,800
2022	$3,623.00 (+0.86%)	$167,500 Land $67,700 Building $99,800	$167,500 Land $67,700 Building $99,800
2021	$3,592.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 S River Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1981–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Coastal Storm, High Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 S River Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 72% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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