Westerly Town property record for 22 S Joseph St, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,176 sqft · built 1963 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $218,000 (Apr 2018) |
| Tax Bill | $3,299 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:37 B:28 |
| Primary APN | WEST M:37 B:28 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 4,230 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,000 sqft (0.321 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3090875 |
|---|---|
| Street Address | 22 S JOSEPH ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 28 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 50801 |
22 S Joseph St is owned and occupied by an individual who bought it in April 2018.
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22 S JOSEPH ST, WESTERLY, RI 02891-1229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2019 | Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LNDG GRP INC |
| Apr 13, 2018 | Warranty Deed, Transfer · VA Mortgage COASTWAY COMMERCIAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2018 · Amount on File |
| Deed Sale | Apr 13, 2018 · Amount on File |
| Prior Sale | Apr 11, 2002 · Amount on File |
| Deed Document Number | 20181440 |
| Deed Book / Page | 2018 / 5674 |
| Transfer Doc | 1913-484 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 22 S JOSEPH ST, WESTERLY, RI 02891-1229 |
| Document Number | 2019-303 |
| Instrument Date | Oct 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 22 S JOSEPH ST WESTERLY RI 028911229, WESTERLY, RI 02891-1229 |
| Document Number | 2019-303 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 002019/020303 |
| Instrument | 5148 |
| Name | SOVEREIGN LNDG GRP INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 26, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Apr 13, 2018 |
| Property Address | 22 S JOSEPH ST, WESTERLY, RI 02891-1229 |
| Document Number | 2018-5674 |
| Book / Page | 2018 / 5674 |
| Instrument | 1440 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26.44 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 20185677 |
|---|---|
| Date | Apr 13, 2018 |
| Instrument | 02018/5677 |
| Name | COASTWAY COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 13, 2048 |
The 2025 property tax bill for 22 S Joseph St was $3,299.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,299.00 | $424,100 Land $154,600 Building $269,500 | $493,226 |
| 2023 | $3,240.00 (+0.59%) | $318,900 (-) Land $110,500 Building $208,400 | |
| 2022 | $3,221.00 | $318,900 Land $110,500 Building $208,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 S Joseph St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 22 S Joseph St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures