22 S Derby Rd, Springfield, NJ 07081 Property Records

Union County and Springfield Township property record for 22 S Derby Rd, Springfield, NJ 07081

Property Summary

Property Type	Single Family Home
Details	2,012 sqft · built 1956
Lot Size	0.273 acres (11,892 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Mar 1997)
Tax Bill	$14,931 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-03604-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`17-03604-0000-00016`
Alternative APNs	`1700149000000006` `170360400016`

Interior

Stories	1 Story
Building Area	2,012 sqft Living Area
1st Floor Area	2,012 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Wood
Lot Area	11,892 sqft (0.273 acres)
Lot Width	75 ft Width
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	1700149000000006
Street Address	22 S DERBY RD
City	SPRINGFIELD
State	NJ
Zip	07081-3316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3604
Legal Lot Number	16
Jurisdiction	UNION NJ
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2010
Census Tract	37602

Owner

Source: Union County and Springfield Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 S DERBY RD, SPRINGFIELD, NJ 07081-3316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 1997 · Amount on Record
Deed Sale	Mar 19, 1997 · Amount on Record
Deed Document Number	199737763
Deed Book / Page	4498 / 288
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	Sep 4, 2026
Property Address	22 S DERBY RD, SPRINGFIELD, NJ 07081-3316
Document Number	0000096806
Book / Page	15852 / 2995
Instrument Date	Aug 28, 2026
Instrument	202696806
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	TITLE365 - OMAHA, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 S DERBY RD, SPRINGFIELD, NJ 07081-3316

Mortgage

Document Number	0000096806,
Date	Sep 4, 2026
Book Page	15852/2995
Instrument	202696806

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Union County and Springfield Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Springfield Township
Unified School District	Springfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$619,300 (-) Land $226,100 Building $393,200	$619,300 (-) Land $226,100 Building $393,200
2025	$14,931.00 (+1.52%)	$619,300 (-) Land $226,100 Building $393,200	$619,300 (-) Land $226,100 Building $393,200
2024	$14,708.00 (+9.5%)
2023		$619,300 Land $226,100 Building $393,200	$619,300 Land $226,100 Building $393,200
2022	$13,432.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	12 (1979–2021)
Claims Outside the SFHA	11 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20