22 Ryapple Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 22 Ryapple Ln, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,851 sqft · built 2021
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$51,000 (Mar 2025)
Tax Bill	$3,322 (2025)
Deeds & Mortgages	Mar 2025 Sale Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7029-00580-0050`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7029-00580-0050`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,851 sqft Living Area
1st Floor Area	1,851 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	22 RYAPPLE LN
City	PALM COAST
State	FL
Zip	32164-3407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DPX
Legal Description	PALM COAST SECTION 29 BLOCK 00058 LOT 0005 SUBDIVISION COMPLETION YEAR 1981 OR 198 PG 200 OR 403 PG 548/614 (DCS) OR 403 PG 549 OR 407 PG 821 OR 553 PG 1539 OR 714 PG 1163 OR 1954/616 OR 2368/784
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	58
Legal Lot Number	5
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3012
Census Tract	60214

Owner

22 Ryapple Ln is owned and occupied by an individual who bought it in March 2025.

Source: Flagler County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	22 RYAPPLE LN, PALM COAST, FL 32164-3407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2025	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Mar 30, 2021	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 30, 2020	Warranty Deed, Transfer EMPOWER TITLE
Jul 9, 2019	Warranty Deed, Transfer AGENT'S CHOICE TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2025 · Amount on File
Deed Sale	Mar 7, 2025 · Amount on File
Prior Sale	Mar 30, 2021 · Amount on File
Deed Document Number	20259582
Deed Book / Page	2941 / 1886
Prior Transfer Date	Mar 4, 2025
Prior Transfer Doc	0029411886
Record Updated	Oct 29, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 7, 2025
Property Address	22 RYAPPLE LN, PALM COAST, FL 32164-3407
Document Number	0029411886
Book / Page	2941 / 1886
Map Reference	MB 10 PG 17
Instrument Date	Mar 4, 2025
Instrument	2025009582
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$357.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 RYAPPLE LN, PALM COAST, FL 32164-3407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 RYAPPLE LN, PALM COAST, FL 32164-3407

March 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 30, 2021
Property Address	22 RYAPPLE LN, PALM COAST, FL 32164-3407
Document Number	0025441252
Book / Page	2544 / 1252
Map Reference	MB 10 PG 17
Instrument Date	Mar 23, 2021
Instrument	2021016930
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 23, 2025
Title Company	EMPOWER TITLE, EMPOWER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,840.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 LAKE ROBBINS DR # DR430, DR430, THE WOODLANDS, TX 77380-3258

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 RYAPPLE LN, PALM COAST, FL 32164-3407

Mortgage

Document Number	0025441254
Date	Mar 30, 2021
Instrument	2544/1254

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Sep 30, 2020
Property Address	22 RYAPPLE LN, PALM COAST, FL 32164-3407
Document Number	0024810271
Book / Page	002481 / 000271
Instrument Date	Sep 21, 2020
Instrument	39141
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	EMPOWER TITLE

Transaction

Amount	Amount on Record
Tax	$193.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1450 LAKE ROBBINS DR #430 THE WOODLANDS TX 773803294, 430, THE WOODLANDS, TX 77380-3294
Investor	Possibly a Property Investor

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 9, 2019
Property Address	22 RYAPPLE LN, PALM COAST, FL 32164-3407
Document Number	0023680784
Book / Page	002368 / 000784
Instrument Date	Jul 8, 2019
Instrument	25199
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	AGENT'S CHOICE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$161.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 W 280 MAPLE CT WARRENVILLE IL 60555, WARRENVILLE, IL 60555

Tax Assessment & Valuation

The 2025 property tax bill for 22 Ryapple Ln was $3,322, up 2.5% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,322.00 (+2.5%)	$225,969	$292,998 Land $55,000 Building $237,998
2024	$3,241.00 (+2.63%)
2023	$3,158.00 (-41.79%) Homeowner's exemption	$213,205 (-25.23%)	$293,524 (+2.94%) Land $43,000 Building $250,524
2022	$5,425.00	$285,136 Land $44,500 Building $240,636	$285,136 Land $44,500 Building $240,636

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Ryapple Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Ryapple Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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