22 Ruthellen Rd, Chelmsford, MA 01824 Property Records

Middlesex County and Chelmsford Town property record for 22 Ruthellen Rd, Chelmsford, MA 01824

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,464 sqft · built 1963
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Trust Names on File
Last Sale	$136,000 (Aug 1985)
Tax Bill	$8,276 (2026)
Deeds & Mortgages	Apr 2022 Transfer Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CHEL M:0105 B:0397 L:24`

Property Details

APN / Parcel Number

Primary APN	`CHEL M:0105 B:0397 L:24`
Alternative APN	`6110`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
Gross Area	2,534 sqft
1st Floor Area	1,464 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	6110
Street Address	22 RUTHELLEN RD
City	CHELMSFORD
State	MA
Zip	01824-4023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	CHELMSFORD ACRES 02
Legal Block	397
Legal Lot Number	24
Jurisdiction	CHELMSFORD MA
Township / Civil Division	CHELMSFORD
Census Block Group	3
Census Block	3020
Census Tract	317102

Owner

22 Ruthellen Rd is owner-occupied and held in a trust since March 2022.

Source: Middlesex County and Chelmsford Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	22 RUTHELLEN RD, CHELMSFORD, MA 01824-4023
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 22, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Feb 20, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 1985 · Amount on File
Deed Sale	Aug 13, 1985 · Amount on File
Deed Book / Page	3138 / 98
Last Transfer Date	Mar 3, 2022
Transfer Doc	036975-189
Record Updated	Oct 29, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHELMSFORD MA
Recording Date	Apr 13, 2022
Property Address	22 RUTHELLEN RD, CHELMSFORD, MA 01824-4023
Document Number	036975-189
Book / Page	36975 / 189
Instrument Date	Mar 3, 2022
Instrument	15980
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 RUTHELLEN RD, CHELMSFORD, MA 01824-4023

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELMSFORD MA
Property Address	22 RUTHELLEN RD, CHELMSFORD, MA 01824-4023
Document Number	34083-242
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 RUTHELLEN RD CHELMSFORD MA 018244023, CHELMSFORD, MA 01824-4023

Mortgage

Document Number	34083-242
Date	May 1, 2020
Book Page	034083/000242
Instrument	18739

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2050

Interest

Rate Type	Adjustable Rate

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHELMSFORD MA
Recording Date	Feb 20, 2020
Property Address	22 RUTHELLEN RD, CHELMSFORD, MA 01824-4023
Document Number	33850-227
Book / Page	033850 / 000227
Instrument Date	Feb 19, 2020
Instrument	7693
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 RUTHELLEN RD CHELMSFORD MA 018244023, CHELMSFORD, MA 01824-4023

Tax Assessment & Valuation

The 2026 property tax bill for 22 Ruthellen Rd was $8,276, up 0.5% from the year before.

Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Chelmsford Town
Unified School District	Chelmsford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,276.00 (+0.51%)	$623,700 (+5.28%) Land $345,600 Building $278,100	$691,600 (-)
2025	$8,234.00 (+4.51%)	$592,400 (+2.4%) Land $314,900 Building $277,500	$691,600 (+13.43%)
2024	$7,879.00 (+2.44%)	$578,500 (+8.09%) Land $314,900 Building $263,600	$609,710
2023	$7,691.00	$535,200 Land $338,600 Building $196,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Ruthellen Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Ruthellen Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHELMSFORD WATER DISTRICT serves 28,750 people · EPA ID MA3056000
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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