Beaufort County property record for 22 Russell Rd, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 6 ba · 2,496 sqft · built 2023 |
| Lot Size | 0.194 acres (8,494 sqft) |
| Owner | Individual Name on File |
| Last Sale | $489,900 (Jul 2023) |
| Tax Bill | $3,232 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 242013727 |
| Primary APN | 242013727 |
|---|---|
| Alternative APN |
|
| Full Baths | 6 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Stories | 1 Story |
| Building Area | 2,496 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,494 sqft (0.194 acres) |
| Heating System | Heat Pump |
|---|
| Street Address | 22 RUSSELL RD |
|---|---|
| City | BLUFFTON |
| State | SC |
| Zip | 29910-4561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 198 LAKES AT NEW RIVERSIDE PH 1G POR OF 9D-2 PB158 P16 |
| Legal Subdivision | LAKES AT NEW RIVERSIDE S/D |
| Legal Phase | 1G |
| Legal Lot Number | 198 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 2102 |
22 Russell Rd is owned and occupied by an individual who bought it in July 2023.
Source: Beaufort County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 22 RUSSELL RD, BLUFFTON, SC 29910-4561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Jul 21, 2023 | Deed, Subdivision Related Transfer · FHA Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2023 · Amount on File |
| Deed Sale | Jul 21, 2023 · Amount on File |
| Deed Document Number | 2023034556 |
| Deed Book / Page | 4260 / 1491 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 22 RUSSELL RD, BLUFFTON, SC 29910-4561 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 22 RUSSELL RD, BLUFFTON, SC 29910-4561 |
| Document Number | 0000057148 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | 4493/2664 |
| Instrument | 2025057148 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | 2460 PASEO VERDE PKWY STE 110, HENDERSON, NV 89074 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jul 21, 2023 |
| Property Address | 22 RUSSELL RD, BLUFFTON, SC 29910-4561 |
| Document Number | 0000034556 |
| Book / Page | 4260 / 1491 |
| Map Reference | MB 158 PG 16 |
| Instrument Date | Jul 10, 2023 |
| Instrument | 2023034556 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 30, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,274.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 22 RUSSELL RD, BLUFFTON, SC 29910-4561 |
| Document Number | 0000034557 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 2023034557 |
| Name | K HOVNANIAN AMERICAN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
The 2025 property tax bill for 22 Russell Rd was $3,232, down 0.1% from the year before.
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,232.00 (-0.06%) | $19,600 (-) | |
| 2024 | $3,234.00 (+898.15%) | $19,600 (+326.09%) Land $4,600 Building $15,000 | $490,000 (-) Land $115,000 Building $375,000 |
| 2023 | $324.00 (-55.98%) | $4,600 (+91.67%) Land $4,600 | $490,000 (+1,125%) Land $115,000 Building $375,000 |
| 2022 | $736.00 | $2,400 | $40,000 Land $40,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 22 Russell Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 666 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 666 in force |
| Nearby Flood Claims | 13 (1991–2021) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 Russell Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber · Cable in parts of the area | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures