22 Rue Saint Cloud, Newport Beach, CA 92660 Property Records

Orange County property record for 22 Rue Saint Cloud, Newport Beach, CA 92660

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 3,154 sqft · built 1993
Lot Size	0.131 acres (5,720 sqft)
Owner	Company Name on File
Last Sale	$3,000,000 (Aug 2022)
Tax Bill	$20,162 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`442-171-43`

Property Details

APN / Parcel Number

Primary APN	`442-171-43`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,154 sqft Living Area
1st Floor Area	3,154 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	5,720 sqft (0.131 acres)
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	22 RUE SAINT CLOUD
City	NEWPORT BEACH
State	CA
Zip	92660-5909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC
Legal Description	N TR 7519 BLK LOT 43
Legal Subdivision	TRACT NO. 7519
Legal Tract	7519
Legal Lot Number	43
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1011
Census Tract	63007

Owner

22 Rue Saint Cloud is owned by a company that bought it in August 2022 and is owner-occupied.

Source: Orange County records, as of August 4, 2026

Owner of Record	Company Name on File
Mailing Address	22 RUE SAINT CLOUD, NEWPORT BEACH, CA 92660-5909
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK
Oct 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Aug 10, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 22, 2017	Loan Modification, Mortgage · Conventional Mortgage BRYAN BOND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2022 · Amount on File
Deed Sale	Aug 10, 2022 · Amount on File
Prior Sale	Jun 25, 1999 · Amount on File
Deed Document Number	2022274727
Prior Transfer Date	Sep 15, 1993
Prior Transfer Doc	0000027038
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22 RUE SAINT CLOUD, NEWPORT BEACH, CA 92660-5909
Transaction Type	Mortgage
Record Updated	Oct 19, 2022
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 RUE SAINT CLOUD, NEWPORT BEACH, CA 92660-5909

Mortgage

Document Number	0000327982
Date	Oct 6, 2022
Instrument	2022000327982

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22 RUE SAINT CLOUD, NEWPORT BEACH, CA 92660-5909
Transaction Type	Mortgage
Record Updated	Oct 19, 2022
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 RUE SAINT CLOUD, NEWPORT BEACH, CA 92660-5909

Mortgage

Document Number	0000327981
Date	Oct 6, 2022
Instrument	2022000327981

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.45%
Type Change Date	Nov 1, 2029
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	11th District COF
Max Rate	10.9%

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 10, 2022
Property Address	22 RUE SAINT CLOUD, NEWPORT BEACH, CA 92660-5909
Document Number	0000274727
Map Reference	MB 294 PG 1-4
Instrument Date	Jul 21, 2022
Instrument	2022000274727
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	22 RUE SAINT CLOUD, NEWPORT BEACH, CA 92660-5909

Mortgage

Document Number	0000274728
Date	Aug 10, 2022
Instrument	2022000274728

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE CA
Property Address	22 RUE SAINT CLOUD, NEWPORT BEACH, CA 92660-5909
Document Number	0000042116
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Feb 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 RUE SAINT CLOUD NEWPORT BEACH CA 926605909, NEWPORT BEACH, CA 92660-5909

Mortgage

Document Number	0000042116
Date	Feb 6, 2018
Instrument	42116

Lender

Name	BRYAN BOND
Address	1201 DOVE ST # 570, NEWPORT BEACH, CA 92660-2811

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 22 Rue Saint Cloud was $20,162 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,930,475 (+2%) Land $1,466,817 Building $463,658
2025	$20,162.00 Homeowner's exemption	$1,892,623 Land $1,438,056 Building $454,567
2023	$19,376.00 (+65.73%) Homeowner's exemption	$1,819,131 Land $1,382,215 Building $436,916
2022	$11,691.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 22 Rue Saint Cloud in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1981–1998)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Rue Saint Cloud is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Google Fiber, Spectrum, Verizon.

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