Essex County and Swampscott Town property record for 22 Ross Rd, Swampscott, MA 01907
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,660 sqft · built 1920 |
| Lot Size | 0.807 acres (35,140 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $362,000 (Aug 1988) |
| Tax Bill | $14,678 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | SWAM M:0024 B:0025 L:0 |
| Primary APN | SWAM M:0024 B:0025 L:0 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,660 sqft Living Area |
| Gross Area | 4,460 sqft |
| Basement Area | 1,325 sqft |
| Unfinished Basement | 1,325 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 35,140 sqft (0.807 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 22 ROSS RD |
|---|---|
| City | SWAMPSCOTT |
| State | MA |
| Zip | 01907-2606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-2 |
| Legal Block | 25 |
| Jurisdiction | SWAMPSCOTT MA |
| Township / Civil Division | SWAMPSCOTT |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 202200 |
22 Ross Rd is owned and occupied by two individuals who bought it in August 1988.
Source: Essex County and Swampscott Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 ROSS RD, SWAMPSCOTT, MA 01907-2606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 1988 · Amount on File |
| Deed Sale | Aug 10, 1988 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 22 Ross Rd was $14,678, up 9.3% from the year before.
Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Swampscott Town |
| Unified School District | Swampscott School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,678.00 (+9.32%) | $1,223,200 (+4.49%) Land $757,700 Building $465,500 | $1,452,094 (+1.03%) |
| 2025 | $13,427.00 | $1,170,600 Land $727,000 Building $443,600 | $1,437,350 |
| 2023 | $12,100.00 | $1,030,700 Land $619,300 Building $411,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Ross Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 90 individual policies |
| Nearby Flood Policies | 154 units insured incl. 64 condo units |
| Nearby Flood Claims | 122 (1978–2025) |
| Claims Outside the SFHA | 68 of 122 |
| Most Recent Claim | Sep 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 Ross Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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