22 Rock Pit Rd, Jackson, AL 36545 Property Records

Clarke County property record for 22 Rock Pit Rd, Jackson, AL 36545

Property Summary

Property Type	Other Improved
Details	1,150 sqft · built 1974
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$172,500 (Oct 2026)
Tax Bill	$190 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4506140000008001`

Property Details

APN / Parcel Number

Primary APN	`4506140000008001`
Alternative APN	`603666`

Interior

Building Area	1,150 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	30,056 sqft (0.69 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	22 ROCK PIT RD
City	JACKSON
State	AL
Zip	36545-8842
Property Category	Other
Property Type	Other > Other Improved
Legal Range	02E
Legal Township	05N
Legal Section	14
Jurisdiction	CLARKE AL
Township / Civil Division	WALKER SPRINGS
Census Block Group	2
Census Block	2051
Census Tract	958003

Owner

22 Rock Pit Rd is owned and occupied by an individual who bought it in October 2026.

Source: Clarke County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	22 ROCK PIT RD, JACKSON, AL 36545-8842
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
Nov 7, 2025	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 29, 2024	Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2026 · Amount on File
Deed Sale	Oct 1, 2026 · Amount on File
Prior Sale	Nov 7, 2025 · Amount on File
Deed Document Number	2026
Deed Book / Page	1631 / 296
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARKE AL
Recording Date	Oct 1, 2026
Property Address	22 ROCK PIT RD, JACKSON, AL 36545-8842
Document Number	1631000296
Book / Page	1631 / 296
Instrument Date	Sep 30, 2026
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,422.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 ROCK PIT RD, JACKSON, AL 36545-8842

Mortgage

Document Number	1632000155,
Date	Oct 1, 2026
Book Page	1632/155

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARKE AL
Recording Date	Nov 7, 2025
Property Address	22 ROCK PIT RD, JACKSON, AL 36545-8842
Document Number	001615/310
Book / Page	1615 / 310
Instrument Date	Nov 7, 2025
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 187, SUMMERDALE, AL 36580-0187

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5701 WALKER SPRINGS RD, JACKSON, AL 36545-4821

Mortgage

Document Number	0001616395
Date	Nov 7, 2025
Instrument	1616/395

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARKE AL
Recording Date	Mar 29, 2024
Property Address	22 ROCK PIT RD, JACKSON, AL 36545-8842
Document Number	001592/356
Book / Page	1592 / 356
Instrument Date	Mar 29, 2024
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8576 ROCKVILLE RD, JACKSON, AL 36545-8835

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 ROCK PIT RD, JACKSON, AL 36545-8842

Mortgage

Document Number	0001593123
Date	Mar 29, 2024
Instrument	1593/123

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 5, 2039

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Apr 1, 2029
Change Frequency	6 Months
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.2%

Tax Assessment & Valuation

The 2025 property tax bill for 22 Rock Pit Rd was $190.

Source: Clarke County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Clarke County
Unified School District	Clarke County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$190.00	$14,380 Land $1,340 Building $13,040	$71,900 Land $6,700 Building $65,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 22 Rock Pit Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Rock Pit Rd is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 79% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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