Middlesex County and Reading Town property record for 22 Riverside Dr, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1990 |
| Square Footage | 2,327 sqft Living Area |
| Lot Size | 10,036 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,115,000 (2022) |
| Tax Bill | $11,128.00 (2025) |
| Primary APN | READ M:011.0-0000-0265.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,327 sqft Living Area |
| Gross Area | 3,864 sqft Gross Area |
| Basement Area | 1,548 sqft Basement |
| Unfinished Basement | 913 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Level Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,036 sqft (0.23 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 410000000280 |
|---|---|
| Street Address | 22 RIVERSIDE DR |
| City | READING |
| State | MA |
| Zip | 01867-3510 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 334100 |
Source: Middlesex County and Reading Town records · APN READ M:011.0-0000-0265.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 RIVERSIDE DR, READING, MA 01867-3510 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Sep 08, 2022 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage GUARANTEED RATE INC |
| May 19, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance CARDINAL FINANCIAL COMPANY LP |
| Sep 11, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 08, 2022 · Amount on Record |
| Deed Sale | Sep 08, 2022 · Amount on Record |
| Prior Sale | Jul 07, 2006 · Amount on Record |
| Deed Doc Number | 2022137245 |
| Deed Book / Page | 80685 / 234 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Sep 08, 2022 |
| Property Address | 22 RIVERSIDE DR, READING, MA 01867-3510 |
| Document Number | 080685-234 |
| Book / Page | 80685 / 234 |
| Instrument Date | Sep 08, 2022 |
| Instrument | 137245 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 22 RIVERSIDE DR, READING, MA 01867-3510 |
| Investor | Possibly a Property Investor |
| Document Number | 0000137246 |
|---|---|
| Date | Sep 08, 2022 |
| Instrument | 137246 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.13% |
| Type Change Date | Oct 01, 2029 |
| Max Rate At Change | 3% |
| Index | Other |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 22 RIVERSIDE DR, READING, MA 01867-3510 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2021 |
| Name | Verified Name |
|---|
| Document Number | 77816-226 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 77816/226 |
| Instrument | 114346 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 22 RIVERSIDE DR, READING, MA 01867-3510 |
| Document Number | 70027-528 |
| Instrument Date | Sep 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|
| Document Number | 70027-528 |
|---|---|
| Date | Oct 03, 2017 |
| Book Page | 070027/000528 |
| Instrument | 408 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 02, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,128.00 (+1.14%) | $977,000 (+4.07%) Land $482,100 Building $494,900 | $1,212,485 (-0.87%) |
| 2024 | $11,003.00 (+16.34%) | $938,800 (+24.97%) Land $463,100 Building $475,700 | $1,223,125 |
| 2023 | $9,458.00 | $751,200 Land $417,500 Building $333,700 |
22 Riverside Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 10th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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