22 Ridge Rd, Roseland, NJ 07068 Property Records

Essex County and Roseland Borough property record for 22 Ridge Rd, Roseland, NJ 07068

Property Summary

Property Type	Single Family Home
Details	3,342 sqft · built 1952
Lot Size	0.704 acres (30,671 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Jan 1999)
Tax Bill	$16,233 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`18-00048-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`18-00048-0000-00008`
Alternative APN	`180004800008`

Interior

Stories	1 Story
Building Area	3,342 sqft Living Area
1st Floor Area	3,342 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Brick
Construction Type	Brick
Lot Area	30,671 sqft (0.704 acres)
Lot Dimensions	213 ft deep x 144 ft wide

Location & Zoning

Old Parcel Number	180004800008
Street Address	22 RIDGE RD
City	ROSELAND
State	NJ
Zip	07068-1455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	144X213
Legal Block	48
Legal Lot Number	8
Jurisdiction	ESSEX NJ
Township / Civil Division	ROSELAND
Census Block Group	1
Census Block	1004
Census Tract	20902

Owner

22 Ridge Rd is owned by an individual who bought it in January 1999.

Source: Essex County and Roseland Borough records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1 MEADOW LN, ROSELAND, NJ 07068-1428
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
May 14, 2026	Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 1999 · Amount on File
Deed Sale	Jan 23, 1999 · Amount on File
Deed Book / Page	5587 / 755
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Sep 10, 2026
Property Address	22 RIDGE RD, ROSELAND, NJ 07068-1455
Document Number	0000059934
Instrument Date	Aug 31, 2026
Instrument	202659934
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 RIDGE RD, ROSELAND, NJ 07068-1455

Mortgage

Document Number	0000059934,
Date	Sep 10, 2026
Instrument	202659934

Lender

Name	CHANGE LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	May 14, 2026
Property Address	22 RIDGE RD, ROSELAND, NJ 07068-1455
Document Number	0000032669
Instrument Date	Feb 14, 2026
Instrument	202632669
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MEADOW LN, ROSELAND, NJ 07068-1428
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 22 Ridge Rd was $16,233, up 3.2% from the year before.

Source: Essex County and Roseland Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Roseland Borough
Elementary School District	Roseland Borough School District (KG - 06)
Secondary School District	West Essex Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$871,800 (-) Land $516,900 Building $354,900	$871,800 (-) Land $516,900 Building $354,900
2025	$16,233.00 (+3.16%)	$871,800 Land $516,900 Building $354,900	$871,800 Land $516,900 Building $354,900
2024	$15,735.00
2023		$574,100 Land $382,900 Building $191,200	$574,100 Land $382,900 Building $191,200
2022	$13,405.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1988–2021)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSELAND WATER DEPT serves 5,300 people · EPA ID NJ0718001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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