Essex County and Gloucester City property record for 22 Reservoir Rd, Gloucester, MA 01930
| Property Type | Duplex |
|---|---|
| Details | 9 bd · 5.5 ba · 4,658 sqft · built 1979 |
| Lot Size | 0.331 acres (14,420 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $125,000 (Mar 1992) |
| Tax Bill | $12,310 (2026) |
| Deeds & Mortgages | Jun 2022 Refinance Jan 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0107A B:0039 L:0000 |
| Primary APN | GLOU M:0107A B:0039 L:0000 |
|---|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 4,658 sqft Living Area |
| Gross Area | 8,080 sqft |
| 1st Floor Area | 2,497 sqft |
| Basement Area | 2,433 sqft |
| Unfinished Basement | 2,021 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,420 sqft (0.331 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 22 RESERVOIR RD |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-2261 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-10 |
| Legal Block | 39 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 221100 |
22 Reservoir Rd, a duplex, is owner-occupied and held in a trust since December 2021.
Source: Essex County and Gloucester City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 22 RESERVOIR RD, GLOUCESTER, MA 01930-2261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE ANN SAVINGS BANK |
| Jan 26, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 1992 · Amount on File |
| Deed Sale | Mar 24, 1992 · Amount on File |
| Deed Document Number | 1992270746 |
| Last Transfer Date | Dec 16, 2021 |
| Transfer Doc | 0000633335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 22 RESERVOIR RD, GLOUCESTER, MA 01930-2261 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000637140 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 637140 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jan 26, 2022 |
| Property Address | 22 RESERVOIR RD, GLOUCESTER, MA 01930-2261 |
| Document Number | 0000633335 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 633335 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 RESERVOIR RD, GLOUCESTER, MA 01930-2261 |
The 2026 property tax bill for 22 Reservoir Rd was $12,310, up 9.7% from the year before.
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,310.00 (+9.74%) | $1,322,200 (+14.58%) Land $214,600 Building $1,107,600 | $1,049,251 |
| 2025 | $11,217.00 (+26.66%) | $1,154,000 (+26.79%) Land $198,700 Building $955,300 | |
| 2024 | $8,856.00 (-7.08%) | $910,200 (+1.13%) Land $189,200 Building $721,000 | |
| 2023 | $9,531.00 | $900,000 Land $168,900 Building $731,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Reservoir Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 Reservoir Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
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