Suffolk County and Smithtown Town property record for 22 Ramsey Rd, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $14,141 (2024) |
| Deeds & Mortgages | Apr 2021 Refinance Sep 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 66.-1-3 |
| Primary APN | 473489 66.-1-3 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,890 sqft (0.25 acres) |
|---|
| Street Address | 22 RAMSEY RD |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-1122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12-479801 TC-52 *2760 SEC G LOT 303 MAYFAIR ESTS |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 135102 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 RAMSEY RD, COMMACK, NY 11725-1122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HSBC BANK USA |
| Sep 6, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 22 RAMSEY RD, COMMACK, NY 11725-1122 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0232540683 |
|---|---|
| Date | Apr 2, 2021 |
| Book Page | 23254/683 |
| Instrument | DM000505 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Sep 6, 2018 |
| Property Address | 22 RAMSEY RD, COMMACK, NY 11725-1122 |
| Document Number | 0129770344 |
| Book / Page | 012977 / 000344 |
| Instrument Date | Jul 9, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,560.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 MARIA CT HUNTINGTON STATION NY 11746, HUNTINGTON STATION, NY 11746 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,455 (-) Land $300 Building $5,155 | $681,875 (+10,775.2%) Land $37,500 Building $644,375 | |
| 2024 | $14,141.00 | ||
| 2023 | $5,455 Land $300 Building $5,155 | $6,270 Land $345 Building $5,925 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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