22 Prospect St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 22 Prospect St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,832 sqft · built 1958
Lot Size	0.384 acres (16,718 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,000 (Sep 2017)
Tax Bill	$11,577 (2025)
Deeds & Mortgages	Sep 2017 Sale Jan 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`19-00034-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`19-00034-0000-00002`
Alternative APNs	`190003400002` `00006670`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,832 sqft Living Area
1st Floor Area	1,296 sqft
Upper Floors Area	536 sqft
Basement Area	552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	16,718 sqft (0.384 acres)
Lot Dimensions	152 ft deep x 110 ft wide
Deck Area	420 sqft
Patio Area	1,142 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00006670
Street Address	22 PROSPECT ST
City	HIGHLANDS
State	NJ
Zip	07732-1832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Block	34
Legal Lot Number	2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1011
Census Tract	800102

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 PROSPECT ST, HIGHLANDS, NJ 07732-1832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2017	Grant Deed, Transfer ATTORNEY ONLY
Jan 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2017 · Amount on Record
Deed Sale	Sep 28, 2017 · Amount on Record
Prior Sale	Jul 17, 1996 · Amount on Record
Deed Document Number	201795918
Prior Transfer Date	Dec 21, 2016
Prior Transfer Doc	0000001718
Record Updated	Oct 29, 2026

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 28, 2017
Property Address	22 PROSPECT ST, HIGHLANDS, NJ 07732-1832
Document Number	0000095918
Book / Page	009251 / 004082
Instrument Date	Aug 7, 2017
Instrument	95918
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$499.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 PROSPECT ST HIGHLANDS NJ 077321832, HIGHLANDS, NJ 07732-1832

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 6, 2017
Property Address	22 PROSPECT ST, HIGHLANDS, NJ 07732-1832
Document Number	0000001718
Book / Page	009206 / 002127
Instrument Date	Dec 21, 2016
Instrument	1718
Transaction Type	Transfer
Record Updated	Mar 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	22 PROSPECT ST HIGHLANDS NJ 077321832, HIGHLANDS, NJ 07732-1832

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$779,500 (+15.14%) Land $502,700 Building $276,800	$779,500 (+15.14%) Land $502,700 Building $276,800
2025	$11,577.00 (-7.26%)	$677,000 (+17.58%) Land $402,700 Building $274,300	$677,000 (+17.58%) Land $402,700 Building $274,300
2024	$12,483.00 (+24.21%)
2023		$575,800 Land $366,500 Building $209,300	$575,800 Land $366,500 Building $209,300
2022	$10,050.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (1992–2012)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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