22 Prospect St, Clark, NJ 07066 Property Records

Union County and Clark Township property record for 22 Prospect St, Clark, NJ 07066

Property Summary

Property Type	Single Family Home
Details	1,656 sqft · built 1985
Lot Size	0.154 acres (6,700 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Dec 2015)
Tax Bill	$11,758 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00130-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`02-00130-0000-00004`
Alternative APN	`020013000004`

Interior

Stories	2 Stories
Building Area	1,656 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	6,700 sqft (0.154 acres)
Lot Dimensions	100 ft deep x 67 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	22 PROSPECT ST
City	CLARK
State	NJ
Zip	07066-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Block	130
Legal Lot Number	4
Jurisdiction	UNION NJ
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3000
Census Tract	36200

Owner

22 Prospect St is owned and occupied by two individuals who bought it in December 2015.

Source: Union County and Clark Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 PROSPECT ST, CLARK, NJ 07066-1503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2015 · Amount on File
Deed Sale	Dec 8, 2015 · Amount on File
Deed Book / Page	6094 / 555
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	22 PROSPECT ST, CLARK, NJ 07066-1503
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 PROSPECT ST, CLARK, NJ 07066-1503

Mortgage

Document Number	0150622455
Date	Sep 22, 2021
Book Page	15062/2455
Instrument	21384

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	292 Months
Due	Jan 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 22 Prospect St was $11,758, up 2.5% from the year before.

Source: Union County and Clark Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Clark Township
Unified School District	Clark Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$518,200 (-) Land $267,000 Building $251,200	$518,200 (-) Land $267,000 Building $251,200
2025	$11,758.00 (+2.49%)	$518,200 Land $267,000 Building $251,200	$518,200 Land $267,000 Building $251,200
2024	$11,472.00
2023		$518,200 Land $267,000 Building $251,200	$518,200 Land $267,000 Building $251,200
2022	$10,975.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Prospect St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 units insured incl. 2 condo units
Nearby Flood Claims	10 (1999–2025)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Oct 2025 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20