Jefferson County and Adams Town property record for 22 Prospect St, Adams, NY 13605
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,034 sqft · built 1976 |
| Lot Size | 0.266 acres (11,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $249,000 (Aug 2023) |
| Tax Bill | $5,272 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Mar 2020 Line of Credit + 2 more |
| APN | 222001 112.28-1-18 |
| Primary APN | 222001 112.28-1-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,034 sqft Living Area |
| 1st Floor Area | 1,026 sqft |
| 2nd Floor Area | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,600 sqft (0.266 acres) |
| Lot Dimensions | 116 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 991 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 222001 112.28-1-18 |
|---|---|
| Street Address | 22 PROSPECT ST |
| City | ADAMS |
| State | NY |
| Zip | 13605-1019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R9 |
| Legal Block | 1 |
| Legal Lot Number | 18.000 |
| Jurisdiction | JEFFERSON NY |
| Township / Civil Division | ADAMS |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 61801 |
22 Prospect St is owned and occupied by two individuals who bought it in August 2023.
Source: Jefferson County and Adams Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 PROSPECT ST, ADAMS, NY 13605-1019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA |
| Mar 19, 2020 | Deed of Trust, Mortgage · Line of Credit NORTHERN CU |
| Oct 30, 2019 | Quit Claim Deed, Transfer BROWNELL ABSTRACT CORPORATION, BROWNELL ABS CORP |
| Apr 19, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2023 · Amount on File |
| Deed Sale | Aug 2, 2023 · Amount on File |
| Deed Document Number | 202311435 |
| Prior Transfer Date | Jan 11, 2018 |
| Prior Transfer Doc | 0000005264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Recording Date | Aug 2, 2023 |
| Property Address | 22 PROSPECT ST, ADAMS, NY 13605-1019 |
| Document Number | 0000011435 |
| Instrument Date | Aug 2, 2023 |
| Instrument | 20230-00011435 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 17474 DOXTATER ST, ADAMS, NY 13605-2121 |
| Document Number | 23000011436 |
|---|---|
| Date | Aug 2, 2023 |
| Instrument | 230-00011436 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Property Address | 22 PROSPECT ST, ADAMS, NY 13605-1019 |
| Document Number | 0000003839 |
| Instrument Date | Mar 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2020 |
| Title Company | JEFFERSON ABSTRACT COMPANY, JEFFERSON ABS CO |
| Name | Verified Name |
|---|---|
| Address | 22 PROSPECT ST ADAMS NY 136051019, ADAMS, NY 13605-1019 |
| Document Number | 0000003839 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 3839 |
| Name | NORTHERN CU |
|---|---|
| Address | WATERTOWN, NY 13601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 29, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Recording Date | Oct 30, 2019 |
| Property Address | 22 PROSPECT ST, ADAMS, NY 13605-1019 |
| Document Number | 0000017589 |
| Instrument Date | Oct 21, 2019 |
| Instrument | 17589 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2019 |
| Title Company | BROWNELL ABSTRACT CORPORATION, BROWNELL ABS CORP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 14 BRENTON LN HAMBURG NY 140754328, HAMBURG, NY 14075-4328 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Recording Date | Apr 19, 2018 |
| Property Address | 22 PROSPECT ST, ADAMS, NY 13605-1019 |
| Document Number | 0000005264 |
| Instrument Date | Jan 11, 2018 |
| Instrument | 5264 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 PROSPECT ST ADAMS NY 136051019, ADAMS, NY 13605-1019 |
The 2026 property tax bill for 22 Prospect St was $5,272, up 1.9% from the year before.
Source: Jefferson County and Adams Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Adams Village |
| County | Jefferson County |
| County Subdivision | Adams Town |
| Unified School District | South Jefferson Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,272.00 (+1.91%) | ||
| 2025 | $5,173.00 | $188,500 Land $22,000 Building $166,500 | $235,625 Land $27,500 Building $208,125 |
| 2023 | $187,500 (-) Land $22,000 Building $165,500 | $220,588 (+11.76%) Land $25,882 Building $194,706 | |
| 2022 | Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $187,500 Land $22,000 Building $165,500 | $197,368 Land $23,158 Building $174,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 22 Prospect St; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADAMS VILLAGE serves 2,000 people · EPA ID NY2202328 |
|---|---|
| Water Source | Groundwater |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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