Middlesex County and Acton Town property record for 22 Prospect St, Acton, MA 01720 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1900 |
| Square Footage | 2,197 sqft Living Area |
| Lot Size | 18,862 sqft (0.433 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $485,000 (2004) |
| Tax Bill | $10,798.00 (2025) |
| Primary APN | ACTO M:00G2A B:0024 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Building Area | 2,197 sqft Living Area |
| Gross Area | 4,545 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,862 sqft (0.433 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 22 PROSPECT ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-3621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 24 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 363202 |
Source: Middlesex County and Acton Town records · APN ACTO M:00G2A B:0024 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22 PROSPECT ST, ACTON, MA 01720-3621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 05, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Jan 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE NETWORK INC |
| Dec 11, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 30, 2004 · Amount on Record |
| Deed Sale | Nov 30, 2004 · Amount on Record |
| Deed Document Number | 2004300060 |
| Deed Book / Page | 44197 / 4 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 22 PROSPECT ST, ACTON, MA 01720-3621 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 081962-277 |
|---|---|
| Date | Sep 05, 2023 |
| Book Page | 81962/277 |
| Instrument | 99893 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 22 PROSPECT ST, ACTON, MA 01720-3621 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74055-573 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 74055/573 |
| Instrument | 13874 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 22 PROSPECT ST, ACTON, MA 01720-3621 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76401-340 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 76401/340 |
| Instrument | 235848 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2052 |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,798.00 (+2.89%) | $629,600 (-) Land $271,800 Building $357,800 | $885,875 (+10.7%) |
| 2024 | $10,495.00 (+1.01%) | $629,600 (+6.41%) Land $271,800 Building $357,800 | $800,280 |
| 2023 | $10,390.00 | $591,700 Land $247,100 Building $344,600 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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