22 Prospect Ave, Middletown, NY 10940 Property Records

Orange County and Middletown City property record for 22 Prospect Ave, Middletown, NY 10940

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,376 sqft · built 1922
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on File
Last Sale	$209,900 (Jun 2005)
Tax Bill	$6,664 (2024)
Deeds & Mortgages	Feb 2018 Mortgage Feb 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`330900 42-13-22`

Property Details

APN / Parcel Number

Primary APN	`330900 42-13-22`
Alternative APNs	`090004200000130220000000` `1690001900` `42-13-22`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,376 sqft Living Area
Gross Area	1,496 sqft
1st Floor Area	752 sqft
2nd Floor Area	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1941
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	265 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1690001900
Street Address	22 PROSPECT AVE
City	MIDDLETOWN
State	NY
Zip	10940-4112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	13
Legal Lot Number	22.00
Jurisdiction	ORANGE NY
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2022
Census Tract	1500

Owner

22 Prospect Ave is owned and occupied by an individual who bought it in June 2005.

Source: Orange County and Middletown City records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	22 PROSPECT AVE, MIDDLETOWN, NY 10940-4112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2018	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Feb 16, 2018	Loan Modification, Consolidation and Extension, Mortgage · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2005 · Amount on File
Deed Sale	Jun 10, 2005 · Amount on File
Prior Sale	Mar 30, 2000 · Amount on File
Deed Book / Page	11870 / 1353
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	22 PROSPECT AVE, MIDDLETOWN, NY 10940-4112
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012428
Date	Feb 16, 2018
Book Page	0000014363/0000000980
Instrument	20180012428

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	227 Months
Due	Jan 1, 2037

February 2018: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	ORANGE NY
Recording Date	Feb 16, 2018
Property Address	22 PROSPECT AVE, MIDDLETOWN, NY 10940-4112
Book / Page	014363 / 000992
Instrument Date	Oct 14, 2017
Instrument	12429
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	WEB TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 PROSPECT AVE MIDDLETOWN NY 109404112, MIDDLETOWN, NY 10940-4112

Mortgage

Document Number	0000012429
Date	Feb 16, 2018
Book Page	014363/000992
Instrument	12429

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 15, 2038

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Orange County and Middletown City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,000 Land $5,800 Building $18,200	$273,000
2024	$6,664.00
2023		$24,000 (-) Land $5,800 Building $18,200	$240,000 (+17.02%) Land $58,000 Building $182,000
2022		$24,000 Land $5,800 Building $18,200	$205,100 Land $49,566 Building $155,534

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2011–2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY serves 30,000 people · EPA ID NY3503534
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

Nearby Properties on Prospect Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures