22 Presumpscot Ridge Dr, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 22 Presumpscot Ridge Dr, Gorham, ME 04038

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,376 sqft · built 2022
Lot Size	2.26 acres (98,446 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Nov 2022)
Tax Bill	$7,832 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Nov 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`GRHM M:096 B:011 L:005`

Property Details

APN / Parcel Number

Primary APN	`GRHM M:096 B:011 L:005`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,376 sqft Living Area
Gross Area	3,916 sqft
1st Floor Area	1,188 sqft
Basement Area	1,188 sqft
Unfinished Basement	1,188 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	98,446 sqft (2.26 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	22 PRESUMPSCOT RIDGE DR
City	GORHAM
State	ME
Zip	04038-2458
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R
Legal Block	11
Legal Lot Number	5
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	3
Census Block	3002
Census Tract	4100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Cumberland and Oxford Canal listed 1974 · 1 contributing resources · NRIS 74000317

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

22 Presumpscot Ridge Dr, a duplex, is owned and occupied by an individual who bought it in November 2022.

Source: Cumberland County and Gorham Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	22 PRESUMPSCOT RIDGE DR, GORHAM, ME 04038-2458
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Deed of Trust, Mortgage · ARM CAMDEN NATIONAL BANK
Nov 16, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2022 · Amount on File
Deed Sale	Nov 16, 2022 · Amount on File
Deed Document Number	202257004
Deed Book / Page	39849 / 200
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	18 PRESUMPSCOT RIDGE DR, GORHAM, ME 04038-2458
Transaction Type	Mortgage
Record Updated	Jan 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0399240281
Date	Dec 30, 2022
Book Page	39924/281
Instrument	62562

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Type Change Date	Jan 1, 2030
Index	1-Year CMT

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GORHAM ME
Recording Date	Nov 16, 2022
Property Address	18 PRESUMPSCOT RIDGE DR, GORHAM, ME 04038-2458
Document Number	0398490200
Book / Page	39849 / 200
Instrument Date	Nov 15, 2022
Instrument	57004
Transaction Type	Transfer
Record Updated	Dec 5, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 PRESUMPSCOT RIDGE DR, GORHAM, ME 04038-2458

Tax Assessment & Valuation

The 2025 property tax bill for 22 Presumpscot Ridge Dr was $7,832, up 0.7% from the year before.

Source: Cumberland County and Gorham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,832.00 (+0.68%)	$529,200 (-) Land $96,800 Building $432,400
2024	$7,779.00	$529,200 Land $96,800 Building $432,400
2022	$1,244.00	$96,800 Land $96,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22 Presumpscot Ridge Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Presumpscot Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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