22 Prescott St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 22 Prescott St, Salem, MA 01970

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,594 sqft · built 1915
Lot Size	0.096 acres (4,169 sqft)
Owner	2 Individual Names on Record
Last Sale	$689,000 (Mar 2026)
Tax Bill	$7,837 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SALE M:25 L:0526`

Property Details

APN / Parcel Number

Primary APN	`SALE M:25 L:0526`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,594 sqft Living Area
Gross Area	5,668 sqft
Basement Area	1,310 sqft
Unfinished Basement	1,310 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,169 sqft (0.096 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	22 PRESCOTT ST
City	SALEM
State	MA
Zip	01970-3048
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B1
Legal Lot Number	526
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3012
Census Tract	204200

Owner

Source: Essex County and Salem City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 PRESCOTT ST, 1, SALEM, MA 01970-3048
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · ARM UNION FEDERAL CREDIT UNION
Apr 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANKERS
Feb 17, 2026	Condominium Deed, Transfer · Conventional Mortgage CHOICE MTG GROUP
May 1, 2025	Fiduciary Deed, Transfer · Construction Mortgage HAVERHILL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Feb 17, 2026 · Amount on Record
Deed Document Number	2026270
Deed Book / Page	43299 / 417
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Recording Date	Sep 23, 2026
Property Address	22 PRESCOTT ST, SALEM, MA 01970-3048
Document Number	0000002390
Book / Page	43645 / 325
Instrument Date	Sep 18, 2026
Instrument	20262390
Transaction Type	Mortgage
Record Updated	Oct 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 PRESCOTT ST, SALEM, MA 01970-3048

Mortgage

Document Number	0000002390,
Date	Sep 23, 2026
Book Page	43645/325
Instrument	20262390

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Type Change Date	Oct 1, 2031
Index	1-Year CMT
Margin	3
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Recording Date	Apr 1, 2026
Property Address	22 PRESCOTT ST, SALEM, MA 01970-3048
Document Number	043307-379
Book / Page	43307 / 379
Instrument Date	Mar 27, 2026
Instrument	2026820
Transaction Type	Mortgage
Record Updated	Jul 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 PRESCOTT ST, SALEM, MA 01970-3048

Mortgage

Document Number	0000000820,
Date	Apr 1, 2026
Book Page	43307/379
Instrument	2026820

Lender

Name	BANKERS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

February 2026: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SALEM MA
Recording Date	Feb 17, 2026
Property Address	22 PRESCOTT ST, SALEM, MA 01970-3048
Document Number	043229-173
Book / Page	43229 / 173
Instrument Date	Jan 29, 2026
Instrument	2840
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 PRESCOTT ST # 2, 2, SALEM, MA 01970-3048

Mortgage

Document Number	20260217002850
Date	Feb 17, 2026
Instrument	20260217002850

Lender

Name	CHOICE MTG GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

May 2025: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	SALEM MA
Recording Date	May 1, 2025
Property Address	22 PRESCOTT ST, SALEM, MA 01970-3048
Document Number	042693-269
Book / Page	42693 / 269
Instrument Date	Apr 30, 2025
Instrument	20250501001530
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 STATE ST, NEWBURYPORT, MA 01950-6616

Mortgage

Document Number	20250501001560
Date	May 1, 2025
Instrument	20250501001560

Lender

Name	HAVERHILL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,837.00 (+4.55%)	$727,000 (+9.98%) Land $223,300 Building $503,000	$693,538
2025	$7,496.00 (+4.49%)	$661,000 (+7.06%) Land $200,900 Building $460,100
2024	$7,174.00 (+3.49%)	$617,400 (+11.42%) Land $190,900 Building $426,500
2023	$6,932.00	$554,100 Land $176,300 Building $377,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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