22 Potts Point Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 22 Potts Point Rd, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,618 sqft · built 1968
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Trust Names on Record
Last Sale	$530,100 (Jun 2017)
Tax Bill	$5,490 (2025)
Deeds & Mortgages	Jun 2017 Mortgage
Flood Zone	Zone VE (high risk)
APN	`HARP M:019 L:029`

Property Details

APN / Parcel Number

Primary APN	`HARP M:019 L:029`
Alternative APN	`1595`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,618 sqft Living Area
Gross Area	4,218 sqft
1st Floor Area	1,618 sqft
Basement Area	680 sqft
Unfinished Basement	680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1595
Street Address	22 POTTS POINT RD
City	HARPSWELL
State	ME
Zip	04079-3340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CF
Legal Lot Number	29
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	2
Census Block	2012
Census Tract	17101

Owner

Source: Cumberland County and Harpswell Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	22 POTTS POINT RD, HARPSWELL, ME 04079-3340
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2017 · Amount on Record
Deed Sale	Jun 2, 2017 · Amount on Record
Deed Document Number	201724923
Deed Book / Page	34053 / 275
Record Updated	Sep 20, 2026

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARPSWELL ME
Recording Date	Jun 2, 2017
Property Address	22 POTTS POINT RD, HARPSWELL, ME 04079-3340
Document Number	0340530275
Book / Page	34053 / 0275
Instrument	000000024923
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024925
Date	Jun 2, 2017
Instrument	000000024925

Lender

Name	BATH SAVINGS

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2047

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,490.00 (+4.71%)	$824,300 (-) Land $335,200 Building $489,100
2024	$5,243.00 (+4.28%)	$824,300 (-) Land $335,200 Building $489,100
2023	$5,028.00 (+3.39%)	$824,300 (-) Land $335,200 Building $489,100
2022	$4,863.00	$824,300 Land $335,200 Building $489,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 52 policies
Nearby Flood Policies	52 in force
Nearby Flood Claims	12 (1978–2024)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20