22 Pond View Dr, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 22 Pond View Dr, Acton, MA 01720

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,352 sqft · built 1969
Lot Size	0.463 acres (20,164 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Jun 2013)
Tax Bill	$12,840 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00H3 B:0207 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00H3 B:0207 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,352 sqft Living Area
Gross Area	3,835 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,164 sqft (0.463 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	22 POND VIEW DR
City	ACTON
State	MA
Zip	01720-4336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	207
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	1
Census Block	1021
Census Tract	363104

Owner

Source: Middlesex County and Acton Town records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22 POND VIEW DR, ACTON, MA 01720-4336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION
Jul 21, 2023	Deed of Trust, Mortgage · ARM MERRIMACK VALLEY FCU
Feb 6, 2017	Deed of Trust, Mortgage · Line of Credit USA ALLIANCE FCU
Feb 19, 2020	Deed of Trust, Mortgage · Balloon Mortgage METRO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2013 · Amount on Record
Deed Sale	Jun 17, 2013 · Amount on Record
Prior Sale	Jun 17, 2013 · Amount on Record
Deed Book / Page	62032 / 253
Transfer Doc	6203000253
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Recording Date	Jul 13, 2026
Property Address	22 POND VIEW DR, ACTON, MA 01720-4336
Document Number	0000085844
Book / Page	85867 / 442
Instrument Date	Jul 7, 2026
Instrument	202685844
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 POND VIEW DR, ACTON, MA 01720-4336

Mortgage

Document Number	0000085844,
Date	Jul 13, 2026
Book Page	85867/442
Instrument	202685844

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Type Change Date	Aug 1, 2031
Index	1-Year CMT
Margin	3
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	22 POND VIEW DR, ACTON, MA 01720-4336
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081797-304
Date	Jul 21, 2023
Book Page	81797/304
Instrument	80687

Lender

Name	MERRIMACK VALLEY FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Type Change Date	Aug 1, 2028
Index	1-Year CMT

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	22 POND VIEW DR, ACTON, MA 01720-4336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68862-481
Date	Feb 6, 2017
Book Page	68862/481
Instrument	20383

Lender

Name	USA ALLIANCE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	22 POND VIEW DR, ACTON, MA 01720-4336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74151-22
Date	Feb 19, 2020
Book Page	74151/22
Instrument	24503

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2045

Tax Assessment & Valuation

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,840.00 (+0.82%)	$748,700 (-2%) Land $313,800 Building $434,900	$870,010 (+10.56%)
2024	$12,736.00 (-7.96%)	$764,000 (-3.05%) Land $313,800 Building $450,200	$786,885
2023	$13,837.00	$788,000 Land $285,300 Building $502,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (1980–2017)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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