22 Pine St, Holbrook, MA 02343 Property Records

Norfolk County and Holbrook Town property record for 22 Pine St, Holbrook, MA 02343

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,658 sqft · built 1982
Lot Size	0.559 acres (24,367 sqft)
Owner	2 Individual Names on File
Last Sale	$642,000 (Jun 2025)
Tax Bill	$7,716 (2025)
Deeds & Mortgages	May 2021 Refinance Jun 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:16 L:047=02=0`

Property Details

APN / Parcel Number

Primary APN	`M:16 L:047=02=0`
Alternative APN	`HOLB M:16 L:047-02-0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,658 sqft Living Area
Gross Area	2,326 sqft
Basement Area	1,056 sqft
Unfinished Basement	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,367 sqft (0.559 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	22 PINE ST
City	HOLBROOK
State	MA
Zip	02343-1232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	HOLBROOK
Legal Lot Number	47-2-0
Jurisdiction	HOLBROOK MA
Township / Civil Division	HOLBROOK
Census Block Group	1
Census Block	1006
Census Tract	421200

Owner

22 Pine St is owned and occupied by two individuals who bought it in June 2025.

Source: Norfolk County and Holbrook Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 PINE ST, HOLBROOK, MA 02343-1232
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Jun 11, 2025	Quit Claim Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 26, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2025 · Amount on File
Deed Sale	Jun 11, 2025 · Amount on File
Prior Sale	Jun 26, 2020 · Amount on File
Deed Book / Page	42454 / 578
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLBROOK MA
Property Address	22 PINE ST, HOLBROOK, MA 02343-1232
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039444-301
Date	May 27, 2021
Book Page	39444/301
Instrument	69468

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Jun 1, 2050

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLBROOK MA
Recording Date	Jun 11, 2025
Property Address	22 PINE ST, HOLBROOK, MA 02343-1232
Document Number	042454-578
Book / Page	42454 / 578
Instrument Date	Jun 11, 2025
Instrument	37669
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22 PINE ST, HOLBROOK, MA 02343-1232

Mortgage

Document Number	0000037672
Date	Jun 11, 2025
Instrument	37672

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLBROOK MA
Recording Date	Jun 26, 2020
Property Address	22 PINE ST, HOLBROOK, MA 02343-1232
Document Number	38025-530
Book / Page	38025 / 530
Instrument Date	May 29, 2020
Instrument	60973
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22 PINE ST, HOLBROOK, MA 02343-1232

Mortgage

Document Number	60974
Date	Jun 26, 2020
Instrument	60974

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 22 Pine St was $7,716, up 6.2% from the year before.

Source: Norfolk County and Holbrook Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Holbrook Town
Unified School District	Holbrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,716.00 (+6.22%)	$585,400 (+8.31%) Land $261,500 Building $323,900	$610,565
2024	$7,264.00 (-5.99%)	$540,500 (+7.58%) Land $237,600 Building $302,900
2023	$7,727.00	$502,400 Land $216,100 Building $286,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Pine St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Pine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLBROOK PUBLIC WORKS DEPT serves 11,405 people · EPA ID MA4133000
Water Source	Purchased surface water from RANDOLPH/HOLBROOK JOINT WATER BOARD
Last State Inspection	May 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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