22 Phillips Rd, Bradford, PA 16701 Property Records

McKean County property record for 22 Phillips Rd, Bradford, PA 16701

Property Summary

Property Type	Single Family Home
Details	1,026 sqft · built 1935
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on File
Last Sale	$12,000 (Jul 2018)
Tax Bill	$1,662 (2026)
Deeds & Mortgages	Sep 2012 Mortgage Mar 2010 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`21-022.-300.00`

Property Details

APN / Parcel Number

Primary APN	`21-022.-300.00`
Alternative APN	`013879`

Interior

Building Area	1,026 sqft Total Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	28,750 sqft (0.66 acres)
Lot Dimensions	295 ft deep x 70 ft wide

Location & Zoning

Street Address	22 PHILLIPS RD
City	BRADFORD
State	PA
Zip	16701-3380
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD CONTROL:0843-1134
Jurisdiction	MCKEAN PA
Township / Civil Division	FOSTER
Census Block Group	1
Census Block	1007
Census Tract	420500

Owner

22 Phillips Rd is owned and occupied by two individuals who bought it in July 2018.

Source: McKean County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 PHILLIPS RD, BRADFORD, PA 16701-3380
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2012	Deed of Trust, Mortgage · Conventional Mortgage HAMLIN BANK & TRUST CO
Mar 30, 2010	Deed of Trust, Mortgage THE SECRETARY OF HOUSTING AND URBAN DEVE
Feb 14, 2025	Intrafamily Transfer, Transfer
Jul 19, 2018	Deed, Transfer · Commercial Mortgage HAMLIN BANK & TRUST COMPANY
Apr 29, 2016	Deed, Transfer HAMLIN BANK & TRUST CO
Apr 18, 2012	Deed, Transfer
Nov 17, 2011	Deed, Foreclosure
Oct 11, 2011	Sheriff's Deed, Foreclosure
Nov 5, 2007	Deed, Transfer · FHA Mortgage NATIONAL CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2018 · Amount on File
Deed Sale	Jul 19, 2018 · Amount on File
Prior Sale	Apr 29, 2016 · Amount on File
Deed Document Number	20182706
Deed Book / Page	903 / 386
Prior Transfer Date	Oct 11, 2011
Prior Transfer Doc	704/0025
Record Updated	Oct 29, 2026

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKEAN PA
Property Address	22 PHILLIPS RD, BRADFORD, PA 16701-3380
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00736/0056
Date	Sep 25, 2012
Book Page	736/0056
Instrument	201204380

Lender

Name	HAMLIN BANK & TRUST CO
Address	SMETHPORT, PA 16749

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 25, 2022

March 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKEAN PA
Property Address	22 PHILLIPS RD, BRADFORD, PA 16701-3380
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00653/0669
Date	Mar 30, 2010
Book Page	653/0669
Instrument	201001314

Lender

Name	THE SECRETARY OF HOUSTING AND URBAN DEVE
Address	GREENSBORO, NC 27410

Agreement

Amount	Amount on Record
Term	332 Months
Due	Nov 1, 2037

February 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCKEAN PA
Recording Date	Feb 14, 2025
Property Address	22 PHILLIPS RD, BRADFORD, PA 16701-3380
Document Number	01077/1053
Book / Page	1077 / 1053
Instrument Date	Feb 11, 2025
Instrument	202500442
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 PHILLIPS RD, BRADFORD, PA 16701-3380

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Jul 19, 2018
Property Address	22 PHILLIPS RD, BRADFORD, PA 16701-3380
Document Number	00903/0386
Book / Page	903 / 0386
Instrument Date	Jul 13, 2018
Instrument	201802706
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 PHILLIPS RD, BRADFORD, PA 16701-3380

Mortgage

Document Number	0201802708
Date	Jul 19, 2018
Instrument	201802708

Lender

Name	HAMLIN BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 19, 2033

April 2016: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Apr 29, 2016
Property Address	22 PHILLIPS RD, BRADFORD, PA 16701-3380
Document Number	00843/1134
Book / Page	843 / 1134
Instrument Date	Apr 26, 2016
Instrument	201601562
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 PHILLIPS RD, BRADFORD, PA 16701-3380

Mortgage

Document Number	0201601563
Date	Apr 29, 2016
Instrument	201601563

Lender

Name	HAMLIN BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 29, 2031

April 2012: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Apr 18, 2012
Property Address	22 PHILLIPS RD, BRADFORD, PA 16701-3380
Document Number	00720/0681
Book / Page	720 / 0681
Instrument Date	Apr 11, 2012
Instrument	201201619
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$463.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 PHILLIPS RD, BRADFORD, PA 16701-3380

November 2011: Deed, Foreclosure

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Nov 17, 2011
Property Address	22 PHILLIPS RD, BRADFORD, PA 16701-3380
Document Number	00708/0161
Book / Page	708 / 0161
Instrument Date	Nov 2, 2011
Instrument	201105182
Transaction Type	Foreclosure
Record Updated	Jun 30, 2026

Transaction

Tax	$42.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 E PENN SQ, PHILADELPHIA, PA 19107-3301
Investor	Possibly a Property Investor

October 2011: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MCKEAN PA
Recording Date	Oct 11, 2011
Property Address	22 PHILLIPS RD, BRADFORD, PA 16701-3380
Document Number	00704/0025
Book / Page	704 / 0025
Instrument Date	Oct 11, 2011
Instrument	201104453
Transaction Type	Foreclosure
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$57.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 N FRONT ST, HARRISBURG, PA 17101-1406
Investor	Possibly a Property Investor

November 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Nov 5, 2007
Property Address	22 PHILLIPS RD, BRADFORD, PA 16701-3380
Document Number	00580/0705
Book / Page	580 / 0705
Instrument Date	Oct 31, 2007
Instrument	200706003
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,288.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 PHILLIPS RD, BRADFORD, PA 16701-3380

Mortgage

Document Number	0200706004
Date	Nov 5, 2007
Instrument	200706004

Lender

Name	NATIONAL CITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 22 Phillips Rd was $1,662.

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	McKean County
County Subdivision	Foster Township
Unified School District	Bradford Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,662.00	$40,920 (-) Land $12,000 Building $28,920
2025	$1,662.00 (+3.17%)	$40,920 (-) Land $12,000 Building $28,920
2024	$1,611.00	$40,920 Land $12,000 Building $28,920
1998			$40,920 Land $12,000 Building $28,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Phillips Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (1984–2020)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Jun 2020 · other causes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 3 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Phillips Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD CITY WATER AUTHORITY serves 18,500 people · EPA ID PA6420014
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Apr 2025
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Phillips Rd

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