22 Paulding Ter, Danbury, CT 06810 Property Records

Danbury City property record for 22 Paulding Ter, Danbury, CT 06810

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,862 sqft · built 2006
Owner	Individual Name on File
Last Sale	$575,000 (Oct 2024)
Tax Bill	$7,657 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`K16120-502`

Property Details

APN / Parcel Number

Primary APN	`K16120-502`
Alternative APN	`DANB M:K16 L:120 U:502`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,862 sqft Living Area
Gross Area	2,688 sqft
1st Floor Area	1,862 sqft
Basement Area	706 sqft
Unfinished Basement	320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	K16120-502
Street Address	22 PAULDING TER
City	DANBURY
State	CT
Zip	06810-5135
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF46
Legal Lot Number	120
Jurisdiction	DANBURY CT
Township / Civil Division	DANBURY
Census Block Group	2
Census Block	2011
Census Tract	210401

Owner

22 Paulding Ter, a condominium, is owned by an individual who bought it in October 2024.

Source: Danbury City records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	32 FAIRMOUNT DR, DANBURY, CT 06811-4427
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage NEWTOWN SAVINGS BANK
Nov 3, 2020	Deed of Trust, Mortgage · Balloon Mortgage MLD MORTGAGE INC
Jul 1, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2024 · Amount on File
Deed Sale	Oct 8, 2024 · Amount on File
Prior Sale	Jul 1, 2019 · Amount on File
Deed Book / Page	2703 / 473
Record Updated	Sep 20, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANBURY CT
Recording Date	Oct 8, 2024
Property Address	22 PAULDING TER, DANBURY, CT 06810-5135
Document Number	002703-473
Book / Page	2703 / 473
Instrument Date	Oct 7, 2024
Transaction Type	Transfer
Record Updated	Oct 24, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 FAIRMOUNT DR, DANBURY, CT 06811-4427

Mortgage

Document Number	11839250017
Date	Oct 8, 2024
Instrument	11839250017

Lender

Name	NEWTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANBURY CT
Property Address	22 PAULDING TER, DANBURY, CT 06810-5135
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2534-54
Date	Nov 3, 2020
Book Page	2534/54
Instrument	10954820012

Lender

Name	MLD MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANBURY CT
Recording Date	Jul 1, 2019
Property Address	22 PAULDING TER, DANBURY, CT 06810-5135
Document Number	2478-127
Book / Page	002478 / 000127
Instrument Date	Jul 1, 2019
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 PAULDING TER #22 DANBURY CT 068105135, 22, DANBURY, CT 06810-5135

Mortgage

Document Number	2478-131
Date	Jul 1, 2019
Book Page	002478/000131

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 22 Paulding Ter was $7,657.

Source: Danbury City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Danbury City
Unified School District	Danbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,657.00	$306,390 Building $306,390	$214,473 Building $214,473
2024	$7,657.00 (+7.12%)
2023	$7,148.00 (+18.7%)	$306,390 (+43.58%) Building $306,390
2022	$6,022.00	$213,400 Building $213,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 22 Paulding Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Paulding Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANBURY WATER DEPARTMENT serves 62,055 people · EPA ID CT0340011
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Frontier, GoNetspeed.

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