Worcester County and Worcester City property record for 22 Park Terrace Rd, Worcester, MA 01604
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,991 sqft · built 1927 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,900 (Apr 2015) |
| Tax Bill | $5,364 (2026) |
| Deeds & Mortgages | Jan 2025 Mortgage Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-009-00023 |
| Primary APN | 35-009-00023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,991 sqft Living Area |
| Gross Area | 4,052 sqft |
| 1st Floor Area | 1,300 sqft |
| Basement Area | 1,156 sqft |
| Unfinished Basement | 1,156 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Type | Basement |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Account Number | 35-009-00023 |
|---|---|
| Street Address | 22 PARK TERRACE RD |
| City | WORCESTER |
| State | MA |
| Zip | 01604-3926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG-5 |
| Legal Block | 9 |
| Legal Lot Number | 23 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 732400 |
22 Park Terrace Rd is owned and occupied by an individual who bought it in April 2015.
Source: Worcester County and Worcester City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22 PARK TERRACE RD, WORCESTER, MA 01604-3926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 10, 2025 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Apr 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2015 · Amount on File |
| Deed Sale | Apr 22, 2015 · Amount on File |
| Prior Sale | Jun 30, 2014 · Amount on File |
| Deed Document Number | 201534739 |
| Deed Book / Page | 53621 / 64 |
| Transfer Doc | 0053621-64 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 22 PARK TERRACE RD, WORCESTER, MA 01604-3926 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 071514-130 |
|---|---|
| Date | Jan 10, 2025 |
| Book Page | 71514/130 |
| Instrument | 2236 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 265 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Apr 2, 2026 |
| Property Address | 22 PARK TERRACE RD, WORCESTER, MA 01604-3926 |
| Document Number | 073395-370 |
| Book / Page | 73395 / 370 |
| Instrument Date | Mar 6, 2026 |
| Instrument | 202625101 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 22 PARK TERRACE RD, WORCESTER, MA 01604-3926 |
| Document Number | 0000025101, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 73395/370 |
| Instrument | 202625101 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | May 1, 2066 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 22 Park Terrace Rd was $5,364, up 3.7% from the year before.
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,364.00 (+3.69%) | $403,900 (+2.98%) Land $86,300 Building $317,600 | $408,970 (-7.38%) |
| 2025 | $5,173.00 | $392,200 Land $81,200 Building $311,000 | $441,560 (+3.22%) |
| 2024 | $427,785 | ||
| 2023 | $4,857.00 | $338,700 Land $70,600 Building $268,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Park Terrace Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 22 Park Terrace Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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