22 Park Terrace Dr, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 22 Park Terrace Dr, Saint Augustine, FL 32080

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,897 sqft · built 1981
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$415,000 (Nov 2018)
Tax Bill$7,746 (2025)
Deeds & MortgagesAug 2020 Mortgage
Nov 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN164560-0000

Property Details

APN / Parcel Number

Primary APN164560-0000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures15 Plumbing Fixtures
Stories1 Story
Building Area2,897 sqft Living Area
Gross Area3,209 sqft
1st Floor Area1,272 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2011
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions132 ft deep x 76 ft wide
Garage TypeAttached
Garage Area312 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address22 PARK TERRACE DR
CitySAINT AUGUSTINE
StateFL
Zip32080-5334
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF F X SANCHEZ GRANT LOT 25 OF UNREC PARK TERRACE OR4642/1448
Legal Range30E
Legal Township07S
Legal Section59
Legal SubdivisionPARK TERRACE UNPLATTED
Legal Block3
Legal Lot Number25
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3017
Census Tract20500

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address22 PARK TERRACE DR, SAINT AUGUSTINE, FL 32080-5334
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2020Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Nov 19, 2018Warranty Deed, Transfer · VA Mortgage
NAVY FCU
Sep 4, 2018Grant Deed
ESTATE TITLE/STATE AUGUSTINE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2018 · Amount on Record
Deed SaleNov 19, 2018 · Amount on Record
Prior SaleApr 30, 2015 · Amount on Record
Deed Document Number201883173
Deed Book / Page4642 / 1448
Prior Transfer DateSep 4, 2018
Prior Transfer Doc0046070033
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address22 PARK TERRACE DR, SAINT AUGUSTINE, FL 32080-5334
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050120089
DateAug 10, 2020
Book Page5012/89
Instrument2020065892
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 19, 2018
Property Address22 PARK TERRACE DR, SAINT AUGUSTINE, FL 32080-5334
Document Number0046421448
Book / Page004642 / 001448
Instrument DateNov 15, 2018
Instrument83173
Transaction TypeTransfer
Record UpdatedDec 5, 2018
Title CompanyISLAND TITLE/STATE AUGUSTINE LLC, ISLAND TITLE/ST AUGUSTINE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,905.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address22 PARK TERRACE DR ST AUGUSTINE FL 320805334, ST AUGUSTINE, FL 32080-5334

Mortgage

Document Number46421451
DateNov 19, 2018
Book Page004642/001451
Instrument83174
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 18, 2048

September 2018: Grant Deed

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateSep 4, 2018
Property Address22 PARK TERRACE DR, SAINT AUGUSTINE, FL 32080-5334
Document Number0046070033
Book / Page004607 / 000033
Instrument DateSep 4, 2018
Instrument64158
Record UpdatedSep 21, 2018
Title CompanyESTATE TITLE/STATE AUGUSTINE INC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 PARK TERRACE DR ST AUGUSTINE FL 320805334, ST AUGUSTINE, FL 32080-5334

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$437,378 (+2.7%)$920,307 (+1.06%) Land $140,904 Building $779,403
2025$7,746.00 (+9.44%) Homeowner's exemption$425,879 (+4.44%)$910,679 (+3.88%) Land $140,904 Building $769,775
2024$7,078.00 (+3.34%) Homeowner's exemption$407,779 (+3%)$876,698 (+37.92%) Land $133,702 Building $742,996
2023$6,849.00 (+3.02%) Homeowner's exemption$395,902 (+3%)$635,653 (+11.81%) Land $133,702 Building $501,951
2022$6,648.00 Homeowner's exemption$384,371$568,491 Land $133,702 Building $434,789

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 469 individual policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies494 units insured
incl. 25 condo units
Nearby Flood Claims847 (1984–2025)
Claims Outside the SFHA6 of 847
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 81 claims
  • Hurricane Irma, Sep 2017 · 195 claims
  • Hurricane Matthew, Oct 2016 · 323 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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