22 Palmer Rd, Mashpee, MA 02649 Property Records

Barnstable County and Mashpee Town property record for 22 Palmer Rd, Mashpee, MA 02649

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,009 sqft · built 1993
Lot Size	0.315 acres (13,721 sqft)
Owner	2 Trust Names on File
Last Sale	$819,000 (May 2022)
Tax Bill	$5,220 (2025)
Deeds & Mortgages	Sep 2022 Sale May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MASH M:66 B:46 L:0`

Property Details

APN / Parcel Number

Primary APN	`MASH M:66 B:46 L:0`
Alternative APN	`4431`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,009 sqft Living Area
Gross Area	4,042 sqft
1st Floor Area	1,136 sqft
Basement Area	1,393 sqft
Unfinished Basement	1,136 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2002
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,721 sqft (0.315 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4431
Street Address	22 PALMER RD
City	MASHPEE
State	MA
Zip	02649-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Block	46
Jurisdiction	MASHPEE MA
Township / Civil Division	MASHPEE
Census Block Group	2
Census Block	2029
Census Tract	15002

Owner

22 Palmer Rd is owner-occupied and held in a trust since May 2022.

Source: Barnstable County and Mashpee Town records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	22 PALMER RD, MASHPEE, MA 02649-3213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Warranty Deed, Transfer
May 19, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD FIVE CENTS SAVINGS BANK
Sep 27, 2019	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK
May 24, 2018	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2022 · Amount on File
Deed Sale	May 19, 2022 · Amount on File
Prior Sale	May 24, 2018 · Amount on File
Deed Book / Page	35129 / 284
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MASHPEE MA
Recording Date	Sep 21, 2022
Property Address	22 PALMER RD, MASHPEE, MA 02649-3213
Document Number	035377-212
Book / Page	35377 / 212
Instrument Date	Sep 15, 2022
Instrument	46919
Transaction Type	Transfer
Record Updated	Oct 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 PALMER RD, MASHPEE, MA 02649-3213

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MASHPEE MA
Recording Date	May 19, 2022
Property Address	22 PALMER RD, MASHPEE, MA 02649-3213
Document Number	035129-284
Book / Page	35129 / 284
Instrument Date	May 19, 2022
Instrument	26049
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22 PALMER RD, MASHPEE, MA 02649-3213

Mortgage

Document Number	0000026050
Date	May 19, 2022
Instrument	26050

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASHPEE MA
Property Address	22 PALMER RD, MASHPEE, MA 02649-3213
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32333-79
Date	Sep 27, 2019
Book Page	32333/79
Instrument	47232

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MASHPEE MA
Recording Date	May 24, 2018
Property Address	22 PALMER RD, MASHPEE, MA 02649-3213
Document Number	31291-212
Book / Page	031291 / 000212
Instrument Date	May 24, 2018
Instrument	24738
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,650.50
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 PALMER RD MASHPEE MA 026493213, MASHPEE, MA 02649-3213

Mortgage

Document Number	31291-216
Date	May 24, 2018
Book Page	031291/000216
Instrument	24739

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 22 Palmer Rd was $5,220.

Source: Barnstable County and Mashpee Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Mashpee Town
Unified School District	Mashpee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,220.00	$788,500 Land $242,900 Building $545,600	$932,235
2023	$4,268.00	$608,800 Land $226,400 Building $382,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Palmer Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Palmer Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASHPEE WATER DISTRICT serves 36,922 people · EPA ID MA4172039
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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