22 Pacific St, Frankfort, IL 60423 Property Records

Will County property record for 22 Pacific St, Frankfort, IL 60423

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,997 sqft · built 1956
Lot Size	0.28 acres (12,321 sqft)
Owner	Individual Name on File
Last Sale	$263,000 (Oct 2012)
Tax Bill	$6,916 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-09-28-229-005`

Property Details

APN / Parcel Number

Primary APN	`19-09-28-229-005`
Alternative APN	`09282290050000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,997 sqft Living Area
Basement Area	400 sqft
Unfinished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,321 sqft (0.28 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	22 PACIFIC ST
City	FRANKFORT
State	IL
Zip	60423-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 (EXCEPT THE E 8 FT THROF) AND E 18 FT OF LOT 8, IN LANKENAU'S ADDITION TO FRANKFORT, A SUB PRT OF THE NE1/4 OF SEC. 28
Legal Range	12E
Legal Township	35N
Legal Section	28
Legal Subdivision	LANKENAUS ADDITION TO FRANKFORT
Legal Lot Number	8
Jurisdiction	WILL IL
Township / Civil Division	FRANKFORT
Census Block Group	3
Census Block	3018
Census Tract	883504

Owner

22 Pacific St is owned and occupied by an individual who bought it in October 2012.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	22 PACIFIC ST, FRANKFORT, IL 60423-1616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF ST ANNE
Oct 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC
Jul 9, 2020	Deed of Trust, Mortgage · Construction Mortgage NATIONAL BANK OF ST ANNE
Jan 9, 2021	Loan Modification, Mortgage NATIONAL BK/STANNE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2012 · Amount on File
Deed Sale	Oct 29, 2012 · Amount on File
Deed Document Number	2012201120714
Prior Transfer Date	Sep 20, 2012
Prior Transfer Doc	0000020714
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	22 PACIFIC ST, FRANKFORT, IL 60423-1616
Transaction Type	Mortgage
Record Updated	Jul 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077660
Date	Jul 19, 2021
Instrument	R2021077660

Lender

Name	NATIONAL BANK OF ST ANNE
Type	Bank
Address	SAINT ANNE, IL 60964

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate	3.25%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	22 PACIFIC ST, FRANKFORT, IL 60423-1616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079988
Date	Oct 12, 2017
Instrument	R2017079988

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2037

Interest

Rate	3.75%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	22 PACIFIC ST, FRANKFORT, IL 60423-1616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054381
Date	Jul 9, 2020
Instrument	R2020054381

Lender

Name	NATIONAL BANK OF ST ANNE
Type	Bank
Address	SAINT ANNE, IL 60964

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	9 Months
Due	Apr 9, 2021

Interest

Rate	4.25%

January 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	22 PACIFIC ST, FRANKFORT, IL 60423-1616
Document Number	0000004808
Instrument Date	Jan 9, 2021
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 PACIFIC ST FRANKFORT IL 604231616, FRANKFORT, IL 60423-1616

Mortgage

Document Number	0000004808
Date	Jan 13, 2021
Instrument	4808

Lender

Name	NATIONAL BK/STANNE
Type	Bank
Address	SAINT ANNE, IL 60964

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jan 12, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 22 Pacific St was $6,916.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Frankfort Township
Municipality	Frankfort Village
Elementary School District	Frankfort Community Consolidated School District 157C (PK - 08)
Secondary School District	Lincoln Way Community High School District 210 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,916.00	$97,490 (+6.6%) Land $27,681 Building $69,809	$292,470 (+6.6%) Land $83,043 Building $209,427
2024		$91,454 Land $25,967 Building $65,487	$274,362 Land $77,901 Building $196,461
2022	$5,804.00 Homeowner's exemption	$74,394 Land $21,123 Building $53,271	$223,182 Land $63,369 Building $159,813

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22 Pacific St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1981–1982)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22 Pacific St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT serves 24,000 people · EPA ID IL1970400
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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