Somerset County and Bernards Township property record for 22 Oxbow Ln, Basking Ridge, NJ 07920
| Property Type | Single Family Home |
|---|---|
| Details | 2,458 sqft · built 1966 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $810,000 (Aug 2018) |
| Tax Bill | $18,934 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-06701-0000-00015 |
| Primary APN | 02-06701-0000-00015 |
|---|---|
| Alternative APN |
|
| Total Rooms | 9 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,458 sqft Living Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 40,946 sqft (0.94 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 0200158000000015 |
|---|---|
| Street Address | 22 OXBOW LN |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-2219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Subdivision | GLENBROOK |
| Legal Block | 6701 |
| Legal Lot Number | 15 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 54100 |
22 Oxbow Ln is owned and occupied by two individuals who bought it in August 2018.
Source: Somerset County and Bernards Township records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 OXBOW LN, BASKING RIDGE, NJ 07920-2219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Aug 24, 2018 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2018 · Amount on File |
| Deed Sale | Aug 24, 2018 · Amount on File |
| Prior Sale | Dec 14, 2015 · Amount on File |
| Deed Document Number | 201832338 |
| Deed Book / Page | 7066 / 2753 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 22 OXBOW LN, BASKING RIDGE, NJ 07920-2219 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000049764 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 7260/3397 |
| Instrument | 2020049764 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 22 OXBOW LN, BASKING RIDGE, NJ 07920-2219 |
| Document Number | 0000014031 |
| Instrument Date | Mar 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22 OXBOW LN BASKING RIDGE NJ 079202219, BASKING RIDGE, NJ 07920-2219 |
| Document Number | 0000014031 |
|---|---|
| Date | Apr 3, 2020 |
| Book Page | 007201/001414 |
| Instrument | 14031 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Aug 24, 2018 |
| Property Address | 22 OXBOW LN, BASKING RIDGE, NJ 07920-2219 |
| Document Number | 0000032338 |
| Book / Page | 007066 / 002754 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 32338 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2018 |
| Title Company | GUARDIAN SETTLEMENT AGENTS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $810.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22 OXBOX LN BERNARDS TOWNSHIP NJ 07920, BERNARDS TOWNSHIP, NJ 07920 |
| Document Number | 32339 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 007066/002760 |
| Instrument | 32339 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 23, 2048 |
The 2025 property tax bill for 22 Oxbow Ln was $18,934, up 4.8% from the year before.
Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,238,500 (+10.41%) Land $438,800 Building $799,700 | $1,238,500 (+10.41%) Land $438,800 Building $799,700 | |
| 2025 | $18,934.00 (+4.78%) | $1,121,700 Land $418,800 Building $702,900 | $1,121,700 Land $418,800 Building $702,900 |
| 2024 | $18,071.00 | ||
| 2023 | $884,000 Land $378,800 Building $505,200 | $884,000 Land $378,800 Building $505,200 | |
| 2022 | $17,157.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Oxbow Ln in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 32 (1996–2024) |
| Claims Outside the SFHA | 5 of 32 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 Oxbow Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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