22 Ottawa Ct, #22, Justice, IL 60458 Property Records

Cook County property record for 22 Ottawa Ct, #22, Justice, IL 60458

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,800 sqft · built 1975
Lot Size	0.62 acres (27,000 sqft)
Owner	Individual Name on Record
Last Sale	$106,000 (Mar 2009)
Tax Bill	$4,469 (2023)
Deeds & Mortgages	Dec 2025 Line of Credit Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-27-200-020-1008`

Property Details

APN / Parcel Number

Primary APN	`18-27-200-020-1008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,800 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Condo/Apartment
Lot Area	27,000 sqft (0.62 acres)

Location & Zoning

Street Address	22 OTTAWA CT, 22
City	JUSTICE
State	IL
Zip	60458-1030
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 22 PART N 10 74 ACRES PART W2 NE4 OF SEC27 T38N R12E 3P
Legal Range	12E
Legal Township	38N
Legal Section	27
Legal Subdivision	INDIAN PLAINS CONDOMINIUM
Legal Unit	3
Jurisdiction	COOK IL
Township / Civil Division	LYONS
Census Block Group	2
Census Block	2001
Census Tract	820603

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22 OTTAWA CT, 22, JUSTICE, IL 60458-1030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Jul 13, 2020	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Jun 29, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2009 · Amount on Record
Deed Sale	Mar 5, 2009 · Amount on Record
Prior Sale	May 20, 2008
Deed Document Number	200942091
Prior Transfer Date	Dec 2, 1993
Prior Transfer Doc	0000000224
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	22 OTTAWA CT # 22, 22, JUSTICE, IL 60458-1030
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 11AWA CT #22 22, 22, OAK LAWN, IL 60458

Mortgage

Document Number	0035024055
Date	Dec 16, 2025
Instrument	2535024055

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	22 OTTAWA CT # 22, 22, JUSTICE, IL 60458-1030
Transaction Type	Mortgage
Record Updated	Apr 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019521075
Date	Jul 13, 2020
Instrument	2019521075

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 2, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.1%
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	22 OTTAWA CT # 22, 22, JUSTICE, IL 60458-1030
Transaction Type	Mortgage
Record Updated	Apr 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 OTTAWA CT 22, 22, JUSTICE, IL 60458-1030

Mortgage

Document Number	0018007133
Date	Jun 29, 2022
Instrument	2218007133

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.74%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Lyons Township
Municipality	Justice Village
Secondary School District	Argo Community High School District 217 (09 - 12)
Elementary School District	Indian Springs School District 109 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,178 (+43.87%) Land $1,593 Building $14,585	$161,780 (+43.87%) Land $15,930 Building $145,850
2023	$4,469.00 (+58.87%)
2022	$2,813.00 Homeowner's exemption	$11,245 Land $1,731 Building $9,514	$112,450 Land $17,310 Building $95,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	11 (1996–2026)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2010 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JUSTICE-WILLOW SPRINGS WATER COMMISSION serves 18,450 people · EPA ID IL0315820
Water Source	Purchased surface water from CHICAGO
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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