22 Orchard St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 22 Orchard St, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,957 sqft · built 1880
Lot Size0.195 acres (8,481 sqft)
Owner2 Trust Names on File
Tax Bill$11,826 (2026)
Deeds & MortgagesJun 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APNMARB M:0067 B:0007 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0067 B:0007 L:0

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,957 sqft Living Area
Gross Area3,254 sqft
Basement Area432 sqft
Unfinished Basement432 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,481 sqft (0.195 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address22 ORCHARD ST
CityMARBLEHEAD
StateMA
Zip01945-2922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal SubdivisionSMITH FARM
Legal Block7
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group4
Census Block4036
Census Tract203200

Owner

22 Orchard St is owner-occupied and held in a trust since August 2025.

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address22 ORCHARD ST, MARBLEHEAD, MA 01945-2922
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 12, 2025
Transfer Doc042885-488
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address22 ORCHARD ST, MARBLEHEAD, MA 01945-2922
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040028-556
DateJun 28, 2021
Book Page40028/556
Instrument20210628006950
Lender
NameSAINT JEANS CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 22 Orchard St was $11,826, up 3.6% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,826.00 (+3.63%)$1,381,500 (+9.56%) Land $941,200 Building $432,000$1,238,671 (-39.15%)
2025$11,412.00 (-7.83%)$1,261,000 (-8.75%) Land $890,300 Building $370,700$2,035,755
2024$12,382.00 (+9.79%)$1,381,900 (+22.53%) Land $1,017,500 Building $364,400
2023$11,278.00$1,127,800 Land $826,700 Building $301,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Orchard St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 57 policies
Nearby Flood Policies57 in force
Nearby Flood Claims7 (1991–2018)
Claims Outside the SFHA1 of 7
Most Recent ClaimMar 2018 · Severe Winter Storm And Flooding
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22 Orchard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: AT&T, T-Mobile.

Nearby Properties on Orchard St

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