22 Orchard Rd, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 22 Orchard Rd, Natick, MA 01760

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,056 sqft · built 1950
Lot Size0.138 acres (5,998 sqft)
OwnerIndividual Name on Record
Last Sale$298,000 (Apr 2003)
Tax Bill$5,472 (2025)
Deeds & MortgagesSep 2022 Mortgage
Sep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN21-00000346

Property Details

APN / Parcel Number

Primary APN21-00000346
Alternative APN
  • NATI M:00000021 P:00000346

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area800 sqft
Basement Area800 sqft
Unfinished Basement800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,998 sqft (0.138 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number21-00000346
Street Address22 ORCHARD RD
CityNATICK
StateMA
Zip01760-1417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSA
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group1
Census Block1021
Census Tract382100

Owner

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address22 ORCHARD RD, NATICK, MA 01760-1417
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2022Deed of Trust, Mortgage · ARM
SECRETARY HOUSING URBAN DEVELOPMENT
Sep 28, 2022Deed of Trust, Mortgage · ARM
FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2003 · Amount on Record
Deed SaleApr 9, 2003 · Amount on Record
Prior SaleDec 15, 1998 · Amount on Record
Deed Document Number20031349
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address22 ORCHARD RD, NATICK, MA 01760-1417
Transaction TypeMortgage
Record UpdatedOct 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number080764-513
DateSep 28, 2022
Book Page80764/513
Instrument146588
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeARM
AmountAmount Recorded
Term769 Months
DueOct 1, 2086
Interest
Rate TypeAdjustable Rate
Rate5.91%
Type Change DateNov 1, 2022
IndexLIBOR

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address22 ORCHARD RD, NATICK, MA 01760-1417
Transaction TypeMortgage
Record UpdatedOct 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number080764-497
DateSep 28, 2022
Book Page80764/497
Instrument146587
Lender
NameFEDERAL SAVINGS BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term769 Months
DueOct 1, 2086
Interest
Rate TypeAdjustable Rate
Rate5.91%
Type Change DateNov 1, 2022
IndexLIBOR

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,472.00 (+3.05%)$457,500 (+5.63%) Land $382,500 Building $75,000$585,580
2024$5,310.00 (+0.7%)$433,100 (+3.81%) Land $360,000 Building $73,100
2023$5,273.00$417,200 Land $346,500 Building $70,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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