Henderson County property record for 22 Old Howard Gap Rd, Saluda, NC 28773
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft · built 1988 |
| Lot Size | 2.54 acres (110,642 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $942 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9596579643 |
| Primary APN | 9596579643 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,440 sqft Heated Area |
| 1st Floor Area | 1,440 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 110,642 sqft (2.54 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 138 sqft |
| Canopy | 132 sqft |
| Cooling System | None |
|---|---|
| Heating System | Electric |
| Account Number | 9928009 |
|---|---|
| Street Address | 22 OLD HOWARD GAP RD |
| City | SALUDA |
| State | NC |
| Zip | 28773-6752 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | 9928009~R3 |
| Legal Description | MACEDONIA ROAD OFF |
| Legal Subdivision | PORTION HORACE GUICE |
| Legal Block | 57 |
| Legal Lot Number | 9643 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | GREEN RIVER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 932000 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 22 OLD HOWARD GAP RD, SALUDA, NC 28773-6752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 11, 2013 |
| Transfer Doc | 0015200525 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 22 OLD HOWARD GAP RD, SALUDA, NC 28773-6752 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 22 OLD HOWARD GAP RD, SALUDA, NC 28773-6752 |
| Document Number | 0040930527 |
|---|---|
| Date | Oct 6, 2023 |
| Book Page | 4093/527 |
| Instrument | 1001004670 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2038 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $171,000 (-) Land $51,400 Building $119,600 | ||
| 2025 | $942.00 | $171,000 (-) Land $51,400 Building $119,600 | |
| 2023 | $171,000 Land $51,400 Building $119,600 | $171,000 Land $51,400 Building $119,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2016–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: RiverStreet Networks, Skyrunner, T-Mobile.
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